Take Home Calculator

Philadelphia Take-Home Pay Calculator

Philadelphia adds a 3.74% local tax on top of Pennsylvania state and federal withholding. Enter your salary below to see the impact.

3.74% local tax2026 tax year
Tax Year
Income
$
W-4 Setup
Dependent tax credits: $0
Location

Pennsylvania has cities with local income taxes.

Pre-Tax Deductions

Per-paycheck amounts deducted before taxes.

This calculator starts with Philadelphia, Pennsylvania preloaded. The state is locked so the result stays aligned with this location.

Philadelphia local tax breakdown

Percentage Wage Tax

3.74% / 3.44% local rate view

Philadelphia applies a percentage-based local wage tax on top of state and federal taxes. Residents and nonresidents are taxed at different rates.

  • Residents pay 3.74% while nonresidents working in Philadelphia pay 3.44%.
  • On a $75,000 salary, the resident local tax is approximately $2,805 per year.
  • This tax is typically withheld from each paycheck by the employer.
  • Residents and nonresidents can pay different local rates here, so where you live and where you work both matter.
  • A $50,000 wage base implies about $1,870 of local tax before any special rules or credits.

Philadelphia tax guide

At a $75,000 salary, working in Philadelphia costs an extra $2,805/year in local taxes compared to a Pennsylvania location with no local tax, bringing annual take-home down to $56,485.

Key tax highlights

Payroll

  • Philadelphia resident and nonresident wage tax rates differ.
  • The local wage tax is paid in addition to Pennsylvania state tax.

Local taxes

  • City residence versus work location changes the rate used.

Salary examples

Take-home estimates including local tax as a separate line. At $75,000, the local tax adds $2,805 per year. Use the calculator above with your actual salary for a precise estimate.

SalaryFederalStateLocalFICATake-HomeRate
$50,000$3,820$1,535$1,870$3,825$38,95077.9%
$75,000$7,670$2,303$2,805$5,738$56,48575.3%
$100,000$13,170$3,070$3,740$7,650$72,37072.4%
$150,000$24,734$4,605$5,610$11,475$103,57669.0%

Resident and work caveats

  • Philadelphia uses different wage-tax rates for residents and nonresidents.
  • Your home address and work location can both affect the final local withholding outcome.

Other Pennsylvania city pages

CityLocal rate
Pittsburgh1%
Allentown1.975%
Erie1.65%
Reading3.6%

Deeper report option

Understand how Philadelphia local tax changes your paycheck

The paid report is strongest when local wage taxes or resident-versus-work rules are creating a meaningful difference in take-home pay.

  • Break out state tax versus local wage tax impact
  • Show where resident and work-location rules matter
  • Turn a complex location tax setup into a clearer next step
Get your personalized report

Frequently asked questions about Philadelphia taxes