Terms of Service

1. Acceptance of Terms

By accessing and using the Take-Home Pay Calculator ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our Service.

2. Description of Service

The Take-Home Pay Calculator provides estimated calculations of net pay after taxes and deductions based on user-provided information and current tax laws. The Service includes:

• Federal tax calculations for 2024 and 2025
• State tax calculations for all 50 US states
• FICA tax calculations (Social Security and Medicare)
• Deduction calculations
• Shareable calculation results

3. Use of Service

You may use the Service for lawful purposes only. You agree not to use the Service:

• For any unlawful purpose
• To transmit any harmful code or malware
• To attempt to gain unauthorized access to our systems
• To interfere with the proper functioning of the Service
• To scrape or harvest data without permission
• For commercial purposes without our consent

4. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.

The calculations provided are estimates only and should not be considered as professional tax advice. Please refer to our Financial Disclaimer for more information.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE.

Our total liability to you for any damages shall not exceed the amount you have paid to us for use of the Service (which is $0 for our free calculator).

6. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. We do not store personal financial information entered into the calculator.

7. Intellectual Property

The Service and its original content, features, and functionality are owned by Take-Home Calculator and are protected by international copyright, trademark, and other intellectual property laws.

8. User-Generated Content

By sharing calculation results or links, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content solely for the purpose of operating and improving the Service.

9. Modifications to Service

We reserve the right to modify or discontinue the Service at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

10. Changes to Terms

We may revise these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the Service after changes indicates acceptance of the revised terms.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

12. Contact Information

If you have any questions about these Terms of Service, please contact us.