Take-Home Pay Calculator by State
Calculate your net pay after federal, state, and local taxes for any U.S. state
Updated for 2025: All calculations use the latest tax brackets and rates
Quick Calculator
Use our instant calculator with automatic state detection and shareable results.
Use Quick Calculator →Popular States
States with Income Tax
Alabama
View tax rates & calculator
Arizona
Flat tax: 2.5%
Arkansas
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California
#1 highest tax state
Colorado
Flat tax: 4.4%
Connecticut
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Delaware
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Georgia
Flat tax: 5.49%
Hawaii
#2 highest tax state
Idaho
Flat tax: 5.8%
Illinois
Flat tax: 4.95%
Indiana
Flat tax: 3.23%
Iowa
Flat tax: 3.8%
Kansas
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Kentucky
Flat tax: 4.5%
Louisiana
Flat tax: 3.0%
Maine
#10 highest tax state
Maryland
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Massachusetts
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Michigan
Flat tax: 4.05%
Minnesota
#6 highest tax state
Mississippi
Flat tax: 4.4%
Missouri
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Montana
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Nebraska
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New Jersey
#4 highest tax state
New Mexico
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New York
#3 highest tax state
North Carolina
Flat tax: 4.25%
North Dakota
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Ohio
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Oklahoma
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Oregon
#5 highest tax state
Pennsylvania
Flat tax: 3.07%
Rhode Island
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South Carolina
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Utah
Flat tax: 4.65%
Vermont
#8 highest tax state
Virginia
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Washington
Flat tax: 7%
Washington D.C.
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West Virginia
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Wisconsin
#9 highest tax state
States with No Income Tax
Great news! These states don't impose state income tax, so you only pay federal taxes.
Alaska (No State Tax)
No state income tax!
Florida (No State Tax)
No state income tax!
Nevada (No State Tax)
No state income tax!
New Hampshire (No State Tax)
No state income tax!
South Dakota (No State Tax)
No state income tax!
Tennessee (No State Tax)
No state income tax!
Texas (No State Tax)
No state income tax!
Wyoming (No State Tax)
No state income tax!
Major Cities with Local Income Taxes
Local taxes matter! Some cities impose additional income taxes on top of state and federal taxes.
Columbus, Ohio
Population: 905,748
Philadelphia, PA
Population: 1.6M
Cleveland, Ohio
Population: 383,793
More cities with local income taxes coming soon!
Compare State Taxes by Region
Tip: Living near a state border? Compare tax rates with neighboring states to see potential savings.
Northeast Region
New Hampshire
No income tax
Borders: MA, VT, ME
Massachusetts
5% flat tax
Borders: RI, CT, NY, VT, NH
New York
#3 highest tax (10.9%)
Borders: VT, MA, CT, NJ, PA
Southern States
Florida
No income tax
Borders: GA, AL
Georgia
5.49% flat tax
Borders: FL, AL, TN, NC, SC
Tennessee
No income tax
Borders: KY, VA, NC, GA, AL, MS, AR, MO
How State Taxes Affect Your Take-Home Pay
State Income Tax Rates
State income tax rates vary significantly, from 0% in tax-free states to over 13% in California. Your effective rate depends on your income level and filing status.
Local Taxes
Some cities and counties impose additional income taxes. Our calculators include local tax information where applicable.
Neighboring State Comparison
Many people living near state borders can benefit from understanding tax differences. Our calculators show neighboring states to help you compare.
Tax Type Categories
States fall into categories: no-tax states, flat-tax states, and progressive-tax states. Each type affects your take-home pay differently based on income.