$30,000 a Year After Taxes in Iowa
A $30,000 salary in Iowa leaves about $25,757 a year after taxes in 2026, or $2,146 a month. Iowa has a flat 3.8% income tax, which takes $528 of this salary.
Take-home pay on $30,000 in Iowa (single filer, 2026)
- Per year
- $25,757
- Per month
- $2,146
- Every 2 weeks
- $991
- Per hour
- $12.38
Total tax $4,243 · effective rate 14.1% · federal bracket 12%
Paycheck breakdown
| Item | Year | Month | Biweekly |
|---|---|---|---|
| Gross pay | $30,000 | $2,500 | $1,154 |
| Federal income tax | -$1,420 | -$118 | -$55 |
| Iowa income tax | -$528 | -$44 | -$20 |
| Social Security (6.2%) | -$1,860 | -$155 | -$72 |
| Medicare (1.45%) | -$435 | -$36 | -$17 |
| Take-home pay | $25,757 | $2,146 | $991 |
Your last dollar is taxed at about 23.4% combined (12% federal, 3.80% Iowa, plus payroll tax), so a $1,000 raise adds roughly $766 to take-home pay.
$30,000 after taxes by filing status
| Filing status | Federal tax | State tax | Take-home | Monthly |
|---|---|---|---|---|
| Single | $1,420 | $528 | $25,757 | $2,146 |
| Married filing jointly | $0 | $0 | $27,705 | $2,309 |
| Head of household | $585 | $528 | $26,592 | $2,216 |
How a 401(k) changes take-home pay on $30,000
Traditional 401(k) contributions come out before income tax, so each dollar saved costs less than a dollar of take-home pay.
| Traditional 401(k) | You save | Income tax saved | Take-home | Paycheck change |
|---|---|---|---|---|
| 5% of pay | $1,500 | $237 | $24,494 | -$49 per biweekly check |
| 10% of pay | $3,000 | $444 | $23,201 | -$98 per biweekly check |
| 15% of pay | $4,500 | $651 | $21,908 | -$148 per biweekly check |
$30,000 in Iowa cities with local income tax
| City (resident) | Local rate | Local tax | Take-home |
|---|---|---|---|
| No local tax | — | $0 | $25,757 |
| Des Moines | School district surtax | $0 | $25,757 |
| Cedar Rapids | School district surtax | $26 | $25,730 |
| Davenport | School district surtax | $0 | $25,757 |
$30,000 after taxes in nearby states
Iowa ranks 18th of 51 for take-home pay at this salary. See $30,000 after taxes in all 50 states.
| State | State tax | Take-home | vs Iowa |
|---|---|---|---|
| Minnesota | $786 | $25,499 | -$258 |
| Wisconsin | $570 | $25,715 | -$42 |
| Illinois | $1,485 | $24,800 | -$957 |
| Missouri | $456 | $25,829 | +$72 |
| Nebraska | $699 | $25,586 | -$171 |
| South Dakota | $0 | $26,285 | +$528 |
| Texas | $0 | $26,285 | +$528 |
| Florida | $0 | $26,285 | +$528 |
Run your own numbers
Add your pay frequency, 401(k), health premiums, and W-4 settings in the Iowa paycheck calculator.
Calculate $30k in Iowa$30,000 salary in Iowa: FAQ
How much is $30,000 a year after taxes in Iowa?
A single filer earning $30,000 in Iowa takes home about $25,757 a year in 2026. Total taxes are $4,243, an effective rate of 14.1%: $1,420 federal income tax, $528 Iowa income tax, $1,860 Social Security, and $435 Medicare.
How much is $30,000 a year per month after taxes in Iowa?
About $2,146 a month. Paid every two weeks, each paycheck is about $991; paid twice a month, about $1,073; paid weekly, about $495.
What hourly wage is $30,000 a year?
$30,000 a year is $14.42 an hour before taxes, based on 2,080 hours (40 hours a week, 52 weeks). After federal, Iowa, and FICA taxes, that is about $12.38 an hour.
How much does a married couple take home on $30,000 in Iowa?
Filing jointly on a combined $30,000, a couple keeps about $27,705 ($2,309 a month), $1,948 more than a single filer, mainly because the joint standard deduction and brackets are twice as wide. A head of household keeps about $26,592.
How can I lower taxes on $30,000 in Iowa?
Pre-tax retirement contributions cut income tax. Putting 10% ($3,000) into a traditional 401(k) lowers your federal and Iowa income tax by about $444, so your paycheck falls by only $2,556 a year while $3,000 goes into savings. Social Security and Medicare still apply to 401(k) contributions.
Is $30,000 worth more in Iowa than in other states?
Iowa ranks 18th of 51 for take-home pay on $30,000. Before cost of living, the same salary keeps more in the nine states without a tax on wages and less in high-rate states; see the all-states ranking for exact amounts.