Stop guessing. See where your money goes.
The free calculator gives you a number. A premium report tells you what to do with it — so you keep more of every paycheck.
Your report is built from your specific salary, state, and deduction inputs. Run the free calculator first so those details carry into your report automatically.
Go to calculatorPaycheck Maximizer
See exactly where your money goes — and how to keep more of it
Find out whether you are overpaying or underpaying each paycheck, get W-4 adjustment guidance, and see how retirement contributions, bonuses, and raises affect your take-home pay.
- Annual withholding vs. liability comparison with dollar amount
- W-4 adjustment guidance in plain English
- Pre-tax savings analysis (401k, HSA, FSA impact)
- What a raise or bonus actually costs you after taxes
- Personalized walkthrough of your specific numbers
- Downloadable report (PDF, HTML, JSON) to share with HR or your accountant
How it works
Run the free calculator
Enter your salary, state, and deductions to get your baseline take-home estimate.
Choose your report
Paycheck Maximizer for withholding optimization, or Relocation Dossier if you are comparing locations.
Get your action plan
Receive a downloadable report with clear next steps you can take today or share with your accountant.
Common questions
How is this different from the free calculator?
The free calculator tells you what your take-home pay is. A premium report tells you why it is that amount, whether your withholding is right, and specific changes that could put more money in your pocket.
Is this tax advice?
No. Reports are educational estimates based on the tax rules for your state and filing status. For filing decisions or complex situations, work with a CPA or tax professional — your report gives them a head start.
What do I get after I pay?
Instant access to your report in the browser, plus downloadable PDF, HTML, and JSON copies. You can also have it emailed to yourself.
Can I get a refund?
Yes — there is a 14-day money-back guarantee on all reports. Just email support and we will process it, no questions asked.