$80,000 a Year After Taxes in Iowa
A $80,000 salary in Iowa leaves about $62,682 a year after taxes in 2026, or $5,223 a month. Iowa has a flat 3.8% income tax, which takes $2,428 of this salary.
Take-home pay on $80,000 in Iowa (single filer, 2026)
- Per year
- $62,682
- Per month
- $5,223
- Every 2 weeks
- $2,411
- Per hour
- $30.14
Total tax $17,318 · effective rate 21.6% · federal bracket 22%
Paycheck breakdown
| Item | Year | Month | Biweekly |
|---|---|---|---|
| Gross pay | $80,000 | $6,667 | $3,077 |
| Federal income tax | -$8,770 | -$731 | -$337 |
| Iowa income tax | -$2,428 | -$202 | -$93 |
| Social Security (6.2%) | -$4,960 | -$413 | -$191 |
| Medicare (1.45%) | -$1,160 | -$97 | -$45 |
| Take-home pay | $62,682 | $5,223 | $2,411 |
Your last dollar is taxed at about 33.5% combined (22% federal, 3.80% Iowa, plus payroll tax), so a $1,000 raise adds roughly $666 to take-home pay.
$80,000 after taxes by filing status
| Filing status | Federal tax | State tax | Take-home | Monthly |
|---|---|---|---|---|
| Single | $8,770 | $2,428 | $62,682 | $5,223 |
| Married filing jointly | $5,240 | $1,816 | $66,824 | $5,569 |
| Head of household | $6,348 | $2,428 | $65,104 | $5,425 |
How a 401(k) changes take-home pay on $80,000
Traditional 401(k) contributions come out before income tax, so each dollar saved costs less than a dollar of take-home pay.
| Traditional 401(k) | You save | Income tax saved | Take-home | Paycheck change |
|---|---|---|---|---|
| 5% of pay | $4,000 | $1,032 | $59,714 | -$114 per biweekly check |
| 10% of pay | $8,000 | $2,064 | $56,746 | -$228 per biweekly check |
| 15% of pay | $12,000 | $3,096 | $53,778 | -$342 per biweekly check |
$80,000 in Iowa cities with local income tax
| City (resident) | Local rate | Local tax | Take-home |
|---|---|---|---|
| No local tax | — | $0 | $62,682 |
| Des Moines | School district surtax | $0 | $62,682 |
| Cedar Rapids | School district surtax | $121 | $62,561 |
| Davenport | School district surtax | $0 | $62,682 |
$80,000 after taxes in nearby states
Iowa ranks 15th of 51 for take-home pay at this salary. See $80,000 after taxes in all 50 states.
| State | State tax | Take-home | vs Iowa |
|---|---|---|---|
| Minnesota | $3,917 | $61,193 | -$1,489 |
| Wisconsin | $2,897 | $62,213 | -$469 |
| Illinois | $3,960 | $61,150 | -$1,532 |
| Missouri | $2,761 | $62,349 | -$333 |
| Nebraska | $2,936 | $62,174 | -$508 |
| South Dakota | $0 | $65,110 | +$2,428 |
| Texas | $0 | $65,110 | +$2,428 |
| Florida | $0 | $65,110 | +$2,428 |
Run your own numbers
Add your pay frequency, 401(k), health premiums, and W-4 settings in the Iowa paycheck calculator.
Calculate $80k in Iowa$80,000 salary in Iowa: FAQ
How much is $80,000 a year after taxes in Iowa?
A single filer earning $80,000 in Iowa takes home about $62,682 a year in 2026. Total taxes are $17,318, an effective rate of 21.6%: $8,770 federal income tax, $2,428 Iowa income tax, $4,960 Social Security, and $1,160 Medicare.
How much is $80,000 a year per month after taxes in Iowa?
About $5,223 a month. Paid every two weeks, each paycheck is about $2,411; paid twice a month, about $2,612; paid weekly, about $1,205.
What hourly wage is $80,000 a year?
$80,000 a year is $38.46 an hour before taxes, based on 2,080 hours (40 hours a week, 52 weeks). After federal, Iowa, and FICA taxes, that is about $30.14 an hour.
How much does a married couple take home on $80,000 in Iowa?
Filing jointly on a combined $80,000, a couple keeps about $66,824 ($5,569 a month), $4,142 more than a single filer, mainly because the joint standard deduction and brackets are twice as wide. A head of household keeps about $65,104.
How can I lower taxes on $80,000 in Iowa?
Pre-tax retirement contributions cut income tax. Putting 10% ($8,000) into a traditional 401(k) lowers your federal and Iowa income tax by about $2,064, so your paycheck falls by only $5,936 a year while $8,000 goes into savings. Social Security and Medicare still apply to 401(k) contributions.
Is $80,000 worth more in Iowa than in other states?
Iowa ranks 15th of 51 for take-home pay on $80,000. Before cost of living, the same salary keeps more in the nine states without a tax on wages and less in high-rate states; see the all-states ranking for exact amounts.