Kentucky Take-Home Pay Calculator
📊 Flat tax rate: 4.5%
Simple tax structure with one rate for all income levels
Calculate Your Take-Home Pay
Tax Year
Select the tax year for calculations
Tax Impact Analysis
Kentucky Tax Information
Tax Overview
This state has its own income tax structure with various rates and deductions.
- • State income tax applies to wages and salaries
- • Flat rate of 4.5%
- • Federal taxes also apply
- • Local tax information varies by municipality.
Key Insights
Economic Note:
Tax rates and economic factors vary across different regions.
2025 Updates:
- • Updated federal tax brackets and standard deductions
- • Social Security wage base: $176,100
- • Current state tax rates and brackets
- • All calculations use 2025 tax tables
Local Income Taxes in Kentucky
Important: Some cities and counties in Kentucky impose additional local income taxes on top of state taxes. These are not included in the calculator above.
Louisville
Local tax rate: 2.2%
Lexington
Local tax rate: 2.25%
Covington
Local tax rate: 2.5%
If you work or live in one of these areas, your actual take-home pay will be lower due to local taxes. Consult local tax authorities for specific requirements.
Compare with Neighboring States
Kentucky (You are here)
Flat rate: 4.5%
Missouri
Progressive tax system
Compare →
Illinois
Flat rate: 4.95%
Compare →
Indiana
Flat rate: 3.23%
Compare →
Ohio
Progressive tax system
Compare →
Westvirginia
Progressive tax system
Compare →
Virginia
Progressive tax system
Compare →
Tennessee
✓ No state income tax
Compare →
Understanding tax differences with neighboring states can be helpful when considering job opportunities or relocation. Click any state to see detailed calculations.
Frequently Asked Questions
How accurate is the Kentucky take-home pay calculator?
Our calculator uses the latest 2025 tax brackets and rates for both federal and Kentucky taxes. Results are estimates for informational purposes and should not replace professional tax advice.
How does Kentucky compare to other states?
Kentucky uses a simple flat tax system. Tax rates and economic factors vary across different regions.
What deductions and exemptions are available in Kentucky?
Kentucky offers a standard deduction of $3,270 for single filers and $6,540 for married filing jointly. These deductions reduce your taxable income and lower your overall tax burden.