Tennessee Take-Home Pay Calculator

🎉 No state income tax - Top 8 most tax-friendly states

You only pay federal taxes, Social Security, and Medicare

Calculate Your Take-Home Pay

Tax Year

Select the tax year for calculations

Primary Income

$

This affects your tax calculations. Make sure to select how often you receive paychecks.

Your yearly salary: $0

Tax Filing Information

/ year
401k, health insurance, HSA, etc.
Additional tax per paycheck (W-4 Line 4c)
Pre-selected for this page (can be changed)
Select or enter custom rate

Tax Impact Analysis

Tennessee Tax Information

Tax Overview

Tennessee eliminated its state income tax on investment income in 2021.

  • • No state income tax on wages or salaries
  • • You still pay federal income tax
  • • Social Security and Medicare taxes apply
  • No local income taxes. Sales tax is relatively high.

Key Insights

Economic Note:

No inheritance tax or gift tax.

2025 Updates:

  • • Updated federal tax brackets and standard deductions
  • • Social Security wage base: $176,100
  • • Current state tax rates and brackets
  • • All calculations use 2025 tax tables

Local Income Taxes in Tennessee

Important: Some cities and counties in Tennessee impose additional local income taxes on top of state taxes. These are not included in the calculator above.

If you work or live in one of these areas, your actual take-home pay will be lower due to local taxes. Consult local tax authorities for specific requirements.

Compare with Neighboring States

Understanding tax differences with neighboring states can be helpful when considering job opportunities or relocation. Click any state to see detailed calculations.

Frequently Asked Questions

How accurate is the Tennessee take-home pay calculator?

Our calculator uses the latest 2025 tax brackets and rates for both federal and Tennessee taxes. Results are estimates for informational purposes and should not replace professional tax advice.

What taxes do I still pay in Tennessee?

While Tennessee has no state income tax, you still pay federal income tax, Social Security, Medicare, and potentially local taxes. No local income taxes. Sales tax is relatively high.

What taxes do I still pay as a Tennessee resident?

While Tennessee has no state income tax, you still pay federal income tax, Social Security (6.2%), and Medicare (1.45%) taxes. This means more of your paycheck stays in your pocket compared to states with income tax.

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