TakeHomeCalculator

St. Louis Take-Home Pay Calculator

St. Louis adds a 1% local tax on top of Missouri state and federal withholding. Enter your salary below to see the impact.

1% local tax2026 tax year
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Missouri has cities with local income taxes. Pick yours above if it applies.

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St. Louis paychecks in brief

The City of St. Louis charges a 1% earnings tax on residents, wherever they work, and on nonresidents for the days they work inside city limits. On a $75,000 salary the tax is $750, leaving take-home pay of $58,308 against $59,058 for a Missouri worker with no local tax. Voters renewed the tax in April 2026, and nonresidents can reclaim tax withheld for days they worked outside the city.

St. Louis local tax breakdown

Percentage Wage Tax

1% local rate view

St. Louis applies a percentage-based local wage tax on top of state and federal taxes. The same rate generally applies to both residents and workers.

  • •The local wage tax rate is 1% on earned income.
  • •On a $75,000 salary, the resident local tax is approximately $750 per year.
  • •This tax is typically withheld from each paycheck by the employer.
  • •This city uses a more straightforward local tax rate than a progressive bracketed system.
  • •A $50,000 wage base implies about $500 of local tax before any special rules or credits.

St. Louis local tax guide

By the Take-Home Calculator research team

Who pays St. Louis's local tax

St. Louis is an independent city, separate from St. Louis County, and the tax stops at the city line. City residents owe 1% on all wages, including a job in Clayton, Chesterfield, or across the river in Illinois. People who live in the county, St. Charles, or the Metro East and work in the city owe 1% on pay for work done inside the city. Partial-year residents owe only on wages earned while they lived or worked in St. Louis. Your residence and the place you perform each day's work decide the bill.

How the St. Louis earnings tax works

The earnings tax is a flat 1% on salaries, wages, commissions, and other compensation, collected by the city's Collector of Revenue. There are no brackets or personal deductions, so a worker earning $40,000 pays $400 and one earning $150,000 pays $1,500. Employers also pay a separate payroll expense tax on their city payroll, which does not come out of your check.

Missouri law makes St. Louis voters reapprove the tax every five years. On April 7, 2026, more than four in five voters backed it, the widest margin since the first renewal vote in 2011, so it continues through the next scheduled vote.

Worked example: $75,000 in St. Louis

At $75,000, a single filer pays $7,670 in federal income tax and $2,534 in Missouri income tax, after the state's partial deduction for federal tax. Social Security takes $4,650 and Medicare $1,088. The city earnings tax adds $750, for take-home pay of $58,308, about $4,859 a month.

Compared with living and working anywhere in Missouri outside St. Louis and Kansas City, the tax costs $750 a year at this salary, about $29 per biweekly paycheck. A nonresident who works only part of the week in the city pays less, as long as the out-of-city days are documented.

Filing returns and claiming refunds

Workers whose employer withholds the full 1% usually have nothing more to file. Residents whose employers are outside the city and do not withhold must still pay, using Form E-1, the individual earnings tax return, due April 15. The city does not grant extensions, and late payments draw a monthly penalty plus interest.

Nonresidents who had tax withheld for days they worked outside the city can file Form E-1R with the Collector of Revenue. The employer must verify the days, only whole days count, vacation, sick days, and holidays are excluded, and any part of a day in the city counts as a city day. Requests are due within one year of the original due date.

Remote work and how St. Louis compares

Remote work became a fight in St. Louis after 2020. A 2024 settlement let nonresidents claim refunds for city tax withheld on remote work from 2020 through 2023, but that claim window has closed. Current-year refunds go through Form E-1R.

Kansas City is the only other Missouri city with an earnings tax, at the same 1%, or $750 at $75,000. For a worker choosing between a downtown St. Louis job and one in Clayton while living in the county, the city tax on office days is the main difference; see the Missouri take-home calculator for the state-only baseline.

Tips for St. Louis paychecks

  1. Get your employer to certify remote days

    Form E-1R needs the employer's verification of days worked outside the city. Ask HR to sign off before the one-year deadline.

  2. City residents with county jobs: check your W-2

    An employer in Clayton or Creve Coeur may not withhold city tax. If yours does not, file Form E-1 and pay the 1% by April 15.

  3. Illinois commuters still owe on city days

    Living in the Metro East does not exempt you. Work done inside St. Louis is subject to the 1% earnings tax, along with Missouri income tax.

  4. Compare salaries without the city tax

    The Missouri $75,000 salary page shows take-home pay before any city earnings tax.

St. Louis tax data

At a $75,000 salary, working in St. Louis costs an extra $750/year in local taxes compared to a Missouri location with no local tax, bringing annual take-home down to $58,308.

Salary examples

Take-home estimates including local tax as a separate line. At $75,000, the local tax adds $750 per year. Use the calculator above with your actual salary for a precise estimate.

SalaryFederalStateLocalFICATake-HomeRate
$50,000$3,820$1,368$500$3,825$40,48781.0%
$75,000$7,670$2,534$750$5,738$58,30877.7%
$100,000$13,170$3,670$1,000$7,650$74,51074.5%
$150,000$24,734$6,113$1,500$11,475$106,17870.8%

Other Missouri city pages

CityLocal rate
Kansas City1%

St. Louis vs other Missouri cities (2026)

Take-home pay for a single resident earning $75,000. Without any local tax, the same salary keeps $59,058 in Missouri.

CityLocal rateLocal taxTake-home
Kansas City1%$750$58,308
St. Louis (this page)1%$750$58,308

St. Louis salaries after taxes

Take-home pay with St. Louis's local tax included, for residents and commuters.

Missouri salary and hourly breakdowns

Statewide take-home pay before St. Louis local tax, with every filing status and pay period.

Deeper report option

See how local taxes can change your St. Louis paycheck

The paid report is strongest when local wage taxes or resident-versus-work rules are creating a meaningful difference in take-home pay.

  • ✓Break out state tax versus local wage tax impact
  • ✓Show where resident and work-location rules matter
  • ✓Turn a complex location tax setup into a clearer next step
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Frequently asked questions about St. Louis taxes