New Hampshire paycheck guide
New Hampshire's income tax in 2026: none
New Hampshire never taxed wages. For decades it did tax interest and dividends above an exemption, which is why it was often listed separately from states like Florida and Texas. That tax was phased down and repealed for tax periods beginning in 2025, so for 2026 New Hampshire residents owe no state tax on salary, bonuses, tips, interest, or dividends.
There is no state withholding certificate, no state line on your pay stub, and no individual state income tax return to file. The New Hampshire Department of Revenue Administration collects business profits and business enterprise taxes from employers and self-employed people, and a meals and rooms tax from restaurants and hotels, but nothing from an employee's paycheck.
The state also has no broad sales tax. Most local government and schools are funded by property taxes set town by town, so the cost you avoid on your paycheck often shows up in your property tax bill or rent.
Worked example: a $75,000 salary in New Hampshire
A single filer earning $75,000 pays only federal taxes. After the $16,100 federal standard deduction, $58,900 is taxable: $12,400 at 10%, $38,000 at 12%, and $8,500 at 22%, for $7,670 of federal income tax.
Add $4,650 of Social Security and $1,088 of Medicare, and total tax is $13,408. Take-home pay is $61,592, or 82.1% of salary, about $5,133 a month. The New Hampshire $75,000 salary page shows each pay period.
This assumes you work in New Hampshire. If the job is in Boston or Burlington, the other state's tax comes out of the same check, and the figures look more like that state's page.
Commuting to Massachusetts, Maine, or Vermont
Many residents of Nashua, Salem, and Manchester work in Massachusetts. Massachusetts taxes nonresidents on wages for days they work in Massachusetts, at its flat 5% rate, and you file Form 1-NR/PY there. New Hampshire has no income tax to credit it against, so that tax is a real cost of the commute: about $3,430 at $75,000 if every workday is in Massachusetts.
Days you work from home in New Hampshire are generally not Massachusetts-source wages, so a hybrid schedule cuts the Massachusetts bill. Ask your employer to withhold Massachusetts tax only on your in-state days, and keep a record of where you worked each day.
The same logic applies elsewhere on the border. A Lebanon or Hanover resident working across the river in Vermont pays Vermont tax on those wages, and Portsmouth residents who work at the Portsmouth Naval Shipyard in Kittery owe Maine tax, because the shipyard sits on the Maine side.
Payroll programs that may still appear on your stub
New Hampshire has no mandatory employee-paid disability or family leave program. Its Granite State Paid Family Leave plan is voluntary: some employers offer it as a benefit, and individuals can buy coverage, so a premium may show up only if you or your employer opted in.
If you work for a Massachusetts employer in Massachusetts, its paid family and medical leave contributions can come out of your pay even though you live in New Hampshire. This calculator excludes those contributions.
How New Hampshire compares with its neighbors
New Hampshire ties for first in take-home pay among the states and DC. At $75,000, a single worker keeps $3,430 more than in Massachusetts, $3,385 more than in Maine, and $2,439 more than in Vermont. See Massachusetts vs New Hampshire for the side-by-side numbers.
Those savings only hold if both your home and your job are in New Hampshire. A resident who commutes into Massachusetts every day pays Massachusetts tax on those wages, which erases most of the gap; the no-income-tax states page shows how New Hampshire compares with the other states that skip the tax.
What to expect at your income
Earning under $50,000
Under $50,000, a New Hampshire worker pays only federal income tax and FICA. A single filer earning $30,000 takes home $26,285, and at $50,000 take-home is $42,355, or $1,629 every two weeks. A full-time hourly job paying $41,600 a year keeps $35,606. Lower earners should check the federal earned income tax credit at filing time; New Hampshire has no state credit because there is no state income tax to offset.
Earning $50,000 to $150,000
Between $50,000 and $150,000, New Hampshire takes nothing while the 22% federal bracket applies to your top dollars. A single filer earning $100,000 keeps $79,180, or $6,598 a month, and a married couple at $150,000 keeps $123,185. If you commute to Massachusetts, subtract Massachusetts tax on your in-state workdays, which at this income is a few thousand dollars a year.
Earning over $150,000
Above $150,000, the lack of an income tax on wages and investment income makes New Hampshire one of the best-paying places to live in New England. A single filer earning $250,000 keeps $183,182 after $51,304 of federal tax, $11,439 of Social Security, and $4,075 of Medicare. High earners commuting to Boston should note that Massachusetts adds a surtax on very large incomes, on top of its flat rate, for Massachusetts-source wages.
New Hampshire paycheck tips
Log your Massachusetts workdays
Days worked at home in New Hampshire are generally not taxed by Massachusetts. A day-by-day record supports the allocation on Form 1-NR/PY.
Ask for withholding only on in-state days
If you work a hybrid schedule for a Massachusetts employer, ask payroll to withhold Massachusetts tax on the share of wages earned there, not your whole salary.
Budget for property tax
New Hampshire towns rely on property taxes. Compare tax rates between towns before you buy or rent, since the difference can rival what a state income tax would cost.
Check Granite State Paid Family Leave
The plan is voluntary. If your employer does not offer it, you can look into buying individual coverage.
Common mistakes
Assuming no state tax on any of your wages
Living in New Hampshire does not shield wages earned in Massachusetts, Maine, or Vermont. Those states tax nonresidents on work done there.
Still budgeting for the interest and dividends tax
The tax on interest and dividends was repealed starting with 2025. New Hampshire residents no longer file that return for 2026 income.
Moving to or from New Hampshire
Moving to New Hampshire
Moving to New Hampshire from Massachusetts saves a $75,000 earner $3,430 a year, but only if your job moves too or you work mostly from home in New Hampshire. From Maine the savings are $3,385 and from Vermont $2,439. Expect higher property taxes in many towns, and tell your employer you now live in New Hampshire so withholding is limited to the days you work out of state.
Leaving New Hampshire
Leaving New Hampshire adds a state income tax to every paycheck: $2,439 a year in Vermont, $3,385 in Maine, and $3,430 in Massachusetts at $75,000. You will also file a withholding certificate with your new employer for the first time. There is no New Hampshire return to close out, since the state taxes neither wages nor investment income in 2026.