New Jersey Take-Home Pay Calculator

💰 #4 highest tax state (up to 10.75%)

Higher state taxes but often with more services and deductions

Calculate Your Take-Home Pay

Tax Year

Select the tax year for calculations

Primary Income

$

This affects your tax calculations. Make sure to select how often you receive paychecks.

Your yearly salary: $0

Tax Filing Information

/ year
401k, health insurance, HSA, etc.
Additional tax per paycheck (W-4 Line 4c)
Pre-selected for this page (can be changed)
Select or enter custom rate

Tax Impact Analysis

New Jersey Tax Information

Tax Overview

This state has its own income tax structure with various rates and deductions.

  • • State income tax applies to wages and salaries
  • Progressive tax rates based on income
  • • Federal taxes also apply
  • Local tax information varies by municipality.

Key Insights

Economic Note:

Tax rates and economic factors vary across different regions.

2025 Updates:

  • • Updated federal tax brackets and standard deductions
  • • Social Security wage base: $176,100
  • • Current state tax rates and brackets
  • • All calculations use 2025 tax tables

Local Income Taxes in New Jersey

Important: Some cities and counties in New Jersey impose additional local income taxes on top of state taxes. These are not included in the calculator above.

If you work or live in one of these areas, your actual take-home pay will be lower due to local taxes. Consult local tax authorities for specific requirements.

Compare with Neighboring States

New Jersey (You are here)

Top rate: 10.75%

Understanding tax differences with neighboring states can be helpful when considering job opportunities or relocation. Click any state to see detailed calculations.

Frequently Asked Questions

How accurate is the New Jersey take-home pay calculator?

Our calculator uses the latest 2025 tax brackets and rates for both federal and New Jersey taxes. Results are estimates for informational purposes and should not replace professional tax advice.

How does New Jersey compare to other states?

New Jersey ranks among the higher-tax states. Tax rates and economic factors vary across different regions.

What deductions and exemptions are available in New Jersey?

New Jersey offers Personal exemptions include $1,000 for individuals and $2,000 for couples, plus $1,500 per dependent. These deductions reduce your taxable income and lower your overall tax burden.

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