Oregon Take-Home Pay Calculator

Oregon has four brackets for single filers: 4.75% up to $4,550, 6.75% from $4,550 to $11,400, 8.75% from $11,400 to $125,000, and 9.9% above $125,000. Joint filers get double the thresholds, with the 9.9% rate starting at $250,000. The bottom two brackets cover so little income that a worker earning $30,000 already faces an 8.75% marginal rate.

The standard deduction is small: $2,910 for single filers and $5,820 for married couples filing jointly. What sets Oregon apart is that it lets you subtract federal income tax you paid, up to a capped amount that phases out for higher earners. At $75,000 the full $7,670 of federal tax comes off Oregon income; at $150,000 the subtraction is gone in our examples. Each filer also gets a $263 personal exemption credit, which single filers lose once federal adjusted gross income passes $100,000.

Oregon starts from federal adjusted gross income, so traditional 401(k), 403(b), and HSA contributions made through payroll lower Oregon tax at the 8.75% or 9.9% rate. Oregon has no sales tax, which is the trade-off behind its high income tax.

Begin with $75,000 of wages. Subtract the $7,670 federal tax deduction and the $2,910 standard deduction to get $64,420 of Oregon taxable income. The first $4,550 is taxed at 4.75% ($216), the next $6,850 at 6.75% ($462), and the remaining $53,020 at 8.75% ($4,639). Oregon then subtracts its $263 personal exemption credit, leaving $5,055 of Oregon tax, or 6.74% of the full salary.

That $7,670 federal figure, the same one Oregon lets you subtract, comes from $58,900 of federal taxable income after the $16,100 standard deduction: 10% on $12,400, 12% on $38,000, and 22% on $8,500. FICA adds $4,650 for Social Security and $1,088 for Medicare. What reaches an Oregon worker's bank account is $56,537 a year, about $4,711 a month or $2,175 every two weeks. The Oregon $75,000 salary page shows the full paycheck.

At $150,000 the federal subtraction and the exemption credit both disappear, and the 9.9% bracket kicks in. Oregon taxable income is $147,090, the last $22,090 is taxed at 9.9% ($2,187), and the state bill reaches $12,805, or 8.54% of salary.

The Portland region adds two income taxes that only reach higher earners: the Metro Supportive Housing Services tax and the Multnomah County Preschool for All tax. Combined, they range from 2.5% to 4% on income above their thresholds, so a single filer at $75,000 owes nothing to either. See the Portland-area calculator for how they affect higher salaries.

Eugene charges an employee payroll tax of 0.44% on wages paid by employers inside city limits, which costs $330 at $75,000. The Eugene calculator layers it on top of state tax.

Two statewide payroll deductions are left out of the estimate on this page: the statewide transit tax withheld from employee wages and employee contributions to Paid Leave Oregon. Expect your actual pay stub to be slightly lower than our figures because of them. Portland residents also owe the city's annual arts tax, a flat charge paid directly to the city rather than withheld.

Oregon employers withhold based on Form OR-W-4, which is separate from the federal W-4. Because the federal tax subtraction and phaseouts are hard to predict through withholding, Oregon recommends using its online withholding calculator before filling out the form, especially if your household has two earners or income near the top bracket.

When state revenue beats forecasts, Oregon returns the surplus through the kicker, a credit on the following year's return. The kicker does not change paycheck withholding, so treat it as a filing-time bonus rather than part of take-home pay.

Oregon has no reciprocity agreements. Thousands of Vancouver, Washington residents work in Portland, and they owe Oregon nonresident tax on those wages even though Washington has no income tax. If you live in Washington and work remotely for an Oregon employer, Oregon generally taxes only the days you actually work in Oregon.

Oregon ranks 51st of 51 for take-home pay at both $75,000 and $150,000. A single filer at $75,000 keeps $5,055 more in Washington or Nevada, which have no tax on wages. Idaho's flat 5.3% rate leaves $2,188 more, and California, despite its 13.3% top rate, leaves $2,390 more at this salary because its lower brackets are much wider.

That gap explains the commuting pattern across the Columbia River: living in Washington and shopping in Oregon avoids both the income tax and the sales tax. Run Oregon vs Washington to see the difference at your salary.