Illinois vs Missouri Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,179 more a year in Missouri than in Illinois ($98 a month).
Illinois
4.95% flat state income tax
$57,880
take-home on $75,000 · $4,823/month
45th of 51 states for take-home pay
Illinois paycheck calculator ›Missouri
2% - 4.7% state income tax
$59,058
take-home on $75,000 · $4,922/month
20th of 51 states for take-home pay
Missouri paycheck calculator ›Take-home pay in Illinois and Missouri by salary
| Salary | Illinois | Missouri | Difference |
|---|---|---|---|
| $40,000 | $32,340 | $33,408 | $1,068 more in Missouri |
| $50,000 | $39,880 | $40,987 | $1,107 more in Missouri |
| $60,000 | $47,420 | $48,543 | $1,123 more in Missouri |
| $75,000 | $57,880 | $59,058 | $1,179 more in Missouri |
| $100,000 | $74,230 | $75,510 | $1,280 more in Missouri |
| $125,000 | $90,516 | $91,809 | $1,294 more in Missouri |
| $150,000 | $106,366 | $107,678 | $1,312 more in Missouri |
| $200,000 | $139,027 | $140,464 | $1,437 more in Missouri |
Single filer, standard deduction, no local tax. To match $75,000 in Illinois you would need about $73,200 in Missouri; to match $75,000 in Missouri you would need about $76,800 in Illinois.
How Illinois and Missouri tax wages
| 2026 | Illinois | Missouri |
|---|---|---|
| Income tax | a flat 4.95% income tax | 7 brackets from 2% to 4.7% |
| Top rate | 4.95% | 4.7% |
| Standard deduction | None (exemptions or credits only) | $16,100 single |
| State tax on $75k | $3,713 (5.0%) | $2,534 (3.4%) |
| Local wage taxes | No | Yes (2 modeled) |
| Reciprocity | Iowa, Kentucky, Michigan, Wisconsin | None |
Illinois vs Missouri: FAQ
Does Illinois or Missouri have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,179 more a year in Missouri than in Illinois ($98 a month). Illinois has a flat 4.95% income tax for 2026. Missouri has 7 brackets from 2% to 4.7% for 2026. For single filers the top 4.7% rate starts at $9,436 of taxable income.
What salary in Missouri equals $75,000 in Illinois?
To take home the same $57,880 that $75,000 leaves in Illinois, you would need about $73,200 in Missouri, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Missouri than in Illinois?
At $150,000 the gap is $1,312 a year: $106,366 in Illinois versus $107,678 in Missouri. Progressive brackets make the difference grow faster as income rises.
What if I live in Illinois and work in Missouri?
Illinois and Missouri do not have a reciprocity agreement, so Missouri withholds tax on wages earned there and Illinois generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Illinois vs Missouri comparison?
Missouri has local wage taxes in places like Kansas City (1%), St. Louis (1%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.