Iowa vs Missouri Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $296 more a year in Iowa than in Missouri ($25 a month).
Iowa
3.8% flat state income tax
$59,354
take-home on $75,000 · $4,946/month
15th of 51 states for take-home pay
Iowa paycheck calculator ›Missouri
2% - 4.7% state income tax
$59,058
take-home on $75,000 · $4,922/month
20th of 51 states for take-home pay
Missouri paycheck calculator ›Take-home pay in Iowa and Missouri by salary
| Salary | Iowa | Missouri | Difference |
|---|---|---|---|
| $40,000 | $33,412 | $33,408 | $4 more in Iowa |
| $50,000 | $41,067 | $40,987 | $80 more in Iowa |
| $60,000 | $48,722 | $48,543 | $179 more in Iowa |
| $75,000 | $59,354 | $59,058 | $296 more in Iowa |
| $100,000 | $75,992 | $75,510 | $482 more in Iowa |
| $125,000 | $92,566 | $91,809 | $756 more in Iowa |
| $150,000 | $108,703 | $107,678 | $1,025 more in Iowa |
| $200,000 | $141,939 | $140,464 | $1,475 more in Iowa |
Single filer, standard deduction, no local tax. To match $75,000 in Iowa you would need about $75,450 in Missouri; to match $75,000 in Missouri you would need about $74,550 in Iowa.
How Iowa and Missouri tax wages
| 2026 | Iowa | Missouri |
|---|---|---|
| Income tax | a flat 3.8% income tax | 7 brackets from 2% to 4.7% |
| Top rate | 3.8% | 4.7% |
| Standard deduction | $16,100 single | $16,100 single |
| State tax on $75k | $2,238 (3.0%) | $2,534 (3.4%) |
| Local wage taxes | Yes (3 modeled) | Yes (2 modeled) |
| Reciprocity | Illinois | None |
Iowa vs Missouri: FAQ
Does Iowa or Missouri have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $296 more a year in Iowa than in Missouri ($25 a month). Iowa has a flat 3.8% income tax for 2026. Missouri has 7 brackets from 2% to 4.7% for 2026. For single filers the top 4.7% rate starts at $9,436 of taxable income.
What salary in Missouri equals $75,000 in Iowa?
To take home the same $59,354 that $75,000 leaves in Iowa, you would need about $75,450 in Missouri, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Iowa than in Missouri?
At $150,000 the gap is $1,025 a year: $108,703 in Iowa versus $107,678 in Missouri. Progressive brackets make the difference grow faster as income rises.
What if I live in Iowa and work in Missouri?
Iowa and Missouri do not have a reciprocity agreement, so Missouri withholds tax on wages earned there and Iowa generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Iowa vs Missouri comparison?
Iowa has local wage taxes in places like Des Moines (School district surtax), Cedar Rapids (School district surtax), Davenport (School district surtax). Missouri has local wage taxes in places like Kansas City (1%), St. Louis (1%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.
