Indiana vs Washington Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,183 more a year in Washington than in Indiana ($182 a month).
Indiana
2.95% flat state income tax
$59,409
take-home on $75,000 · $4,951/month
14th of 51 states for take-home pay
Indiana paycheck calculator ›Washington
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Washington paycheck calculator ›Take-home pay in Indiana and Washington by salary
| Salary | Indiana | Washington | Difference |
|---|---|---|---|
| $40,000 | $33,169 | $34,320 | $1,151 more in Washington |
| $50,000 | $40,909 | $42,355 | $1,446 more in Washington |
| $60,000 | $48,649 | $50,390 | $1,741 more in Washington |
| $75,000 | $59,409 | $61,592 | $2,183 more in Washington |
| $100,000 | $76,259 | $79,180 | $2,921 more in Washington |
| $125,000 | $93,045 | $96,703 | $3,658 more in Washington |
| $150,000 | $109,395 | $113,791 | $4,396 more in Washington |
| $200,000 | $143,056 | $148,927 | $5,871 more in Washington |
Single filer, standard deduction, no local tax. To match $75,000 in Indiana you would need about $71,900 in Washington; to match $75,000 in Washington you would need about $78,250 in Indiana.
How Indiana and Washington tax wages
| 2026 | Indiana | Washington |
|---|---|---|
| Income tax | a flat 2.95% income tax | no income tax on wages (Washington taxes only certain capital gains) |
| Top rate | 2.95% | 0% |
| Standard deduction | None (exemptions or credits only) | Not applicable |
| State tax on $75k | $2,183 (2.9%) | $0 (0.0%) |
| Local wage taxes | Yes (11 modeled) | No |
| Reciprocity | Kentucky, Michigan, Ohio, Pennsylvania, Wisconsin | None |
| 2026 change | Indiana cut its flat rate from 3.0% to 2.95% on January 1, 2026, with 2.9% scheduled for 2027. | No rate change |
Moving between Indiana and Washington
Moving from Indiana to Washington
Moving to Washington ends state income tax on wages, which saves a $75,000 earner $5,055 a year compared with Oregon and $2,867 compared with Idaho. Expect new payroll lines for paid family and medical leave, WA Cares, and workers' comp. If you hold a private long-term care policy or plan to leave the state again, read the WA Cares rules early. File a part-year return in your former state for wages earned before the move.
Moving from Washington to Indiana
Moving to Indiana from Illinois or Michigan generally lowers your state income tax, since the 2.95% flat rate applies after only a $1,000 exemption. Budget for the county tax too: among the larger counties, rates run from 1.25% in Vanderburgh County (Evansville) to 2.25% in Madison County (Anderson), so the same salary can cost several hundred dollars more depending on where you rent. Hammond and Gary, on the Chicago side of the state, sit in Lake County at 1.5%.
Indiana paychecks in brief
Indiana taxes wages at a flat 2.95% in 2026, down from 3.0% last year, after a $1,000 personal exemption. A single filer earning $75,000 owes $2,183 in state income tax and takes home $59,409, or $2,285 every two weeks. What sets Indiana apart is the county income tax every county levies on top: 2.02% in Marion County (Indianapolis) costs another $1,495 at the same salary, and your county is fixed by where you lived on January 1. Read the Indiana guide.
Washington paychecks in brief
Washington does not tax wages; its only income-type tax in 2026 falls on certain long-term capital gains. A single filer earning $75,000 takes home $61,592 in our estimate, or $2,369 every two weeks. Your real check will be a little smaller, because Washington withholds two state payroll premiums this page leaves out: Paid Family and Medical Leave and the WA Cares long-term care fund. Many workers also see a small workers' compensation deduction. Read the Washington guide.
Indiana vs Washington: FAQ
Does Indiana or Washington have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,183 more a year in Washington than in Indiana ($182 a month). Indiana has a flat 2.95% income tax for 2026. Washington has no income tax on wages (Washington taxes only certain capital gains).
What salary in Washington equals $75,000 in Indiana?
To take home the same $59,409 that $75,000 leaves in Indiana, you would need about $71,900 in Washington, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Washington than in Indiana?
At $150,000 the gap is $4,396 a year: $109,395 in Indiana versus $113,791 in Washington. With flat or no state tax, the gap grows roughly in line with salary.
Do local taxes change the Indiana vs Washington comparison?
Indiana has local wage taxes in places like Indianapolis (2.02% (Marion County)), Fort Wayne (1.59% (Allen County)), Evansville (1.25% (Vanderburgh County)). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.