Florida vs Indiana Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,213 more a year in Florida than in Indiana ($184 a month).
Florida
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Florida paycheck calculator ›Indiana
2.95% flat state income tax
$59,380
take-home on $75,000 · $4,948/month
14th of 51 states for take-home pay
Indiana paycheck calculator ›Take-home pay in Florida and Indiana by salary
| Salary | Florida | Indiana | Difference |
|---|---|---|---|
| $40,000 | $34,320 | $33,140 | $1,180 more in Florida |
| $50,000 | $42,355 | $40,880 | $1,475 more in Florida |
| $60,000 | $50,390 | $48,620 | $1,770 more in Florida |
| $75,000 | $61,592 | $59,380 | $2,213 more in Florida |
| $100,000 | $79,180 | $76,230 | $2,950 more in Florida |
| $125,000 | $96,703 | $93,016 | $3,688 more in Florida |
| $150,000 | $113,791 | $109,366 | $4,425 more in Florida |
| $200,000 | $148,927 | $143,027 | $5,900 more in Florida |
Single filer, standard deduction, no local tax. To match $75,000 in Florida you would need about $78,300 in Indiana; to match $75,000 in Indiana you would need about $71,850 in Florida.
How Florida and Indiana tax wages
| 2026 | Florida | Indiana |
|---|---|---|
| Income tax | no state income tax | a flat 2.95% income tax |
| Top rate | 0% | 2.95% |
| Standard deduction | Not applicable | None (exemptions or credits only) |
| State tax on $75k | $0 (0.0%) | $2,213 (3.0%) |
| Local wage taxes | No | Yes (11 modeled) |
| Reciprocity | None | Kentucky, Michigan, Ohio, Pennsylvania, Wisconsin |
| 2026 change | No rate change | Indiana cut its flat rate from 3.0% to 2.95% on January 1, 2026, with 2.9% scheduled for 2027. |
Florida vs Indiana: FAQ
Does Florida or Indiana have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,213 more a year in Florida than in Indiana ($184 a month). Florida has no state income tax. Indiana has a flat 2.95% income tax for 2026.
What salary in Indiana equals $75,000 in Florida?
To take home the same $61,592 that $75,000 leaves in Florida, you would need about $78,300 in Indiana, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Florida than in Indiana?
At $150,000 the gap is $4,425 a year: $113,791 in Florida versus $109,366 in Indiana. With flat or no state tax, the gap grows roughly in line with salary.
Do local taxes change the Florida vs Indiana comparison?
Indiana has local wage taxes in places like Indianapolis (2.02% (Marion County)), Fort Wayne (1.59% (Allen County)), Evansville (1.25% (Vanderburgh County)). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.