New Mexico vs Texas Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,359 more a year in Texas than in New Mexico ($197 a month).
New Mexico
1.5% - 5.9% state income tax
$59,233
take-home on $75,000 · $4,936/month
17th of 51 states for take-home pay
New Mexico paycheck calculator ›Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Take-home pay in New Mexico and Texas by salary
| Salary | New Mexico | Texas | Difference |
|---|---|---|---|
| $40,000 | $33,567 | $34,320 | $753 more in Texas |
| $50,000 | $41,171 | $42,355 | $1,184 more in Texas |
| $60,000 | $48,736 | $50,390 | $1,654 more in Texas |
| $75,000 | $59,233 | $61,592 | $2,359 more in Texas |
| $100,000 | $75,611 | $79,180 | $3,569 more in Texas |
| $125,000 | $91,910 | $96,703 | $4,794 more in Texas |
| $150,000 | $107,772 | $113,791 | $6,019 more in Texas |
| $200,000 | $140,458 | $148,927 | $8,469 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in New Mexico you would need about $71,650 in Texas; to match $75,000 in Texas you would need about $78,600 in New Mexico.
How New Mexico and Texas tax wages
| 2026 | New Mexico | Texas |
|---|---|---|
| Income tax | 6 brackets from 1.5% to 5.9% | no state income tax |
| Top rate | 5.9% | 0% |
| Standard deduction | Federal ($16,100 single) | Not applicable |
| State tax on $75k | $2,359 (3.1%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
New Mexico vs Texas: FAQ
Does New Mexico or Texas have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,359 more a year in Texas than in New Mexico ($197 a month). New Mexico has 6 brackets from 1.5% to 5.9% for 2026. For single filers the top 5.9% rate starts at $210,000 of taxable income. Texas has no state income tax.
What salary in Texas equals $75,000 in New Mexico?
To take home the same $59,233 that $75,000 leaves in New Mexico, you would need about $71,650 in Texas, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in New Mexico?
At $150,000 the gap is $6,019 a year: $107,772 in New Mexico versus $113,791 in Texas. Progressive brackets make the difference grow faster as income rises.