New Mexico vs Utah Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,016 more a year in New Mexico than in Utah ($85 a month).
New Mexico
1.5% - 5.9% state income tax
$59,233
take-home on $75,000 · $4,936/month
17th of 51 states for take-home pay
New Mexico paycheck calculator ›Utah
4.5% flat state income tax
$58,217
take-home on $75,000 · $4,851/month
39th of 51 states for take-home pay
Utah paycheck calculator ›Take-home pay in New Mexico and Utah by salary
| Salary | New Mexico | Utah | Difference |
|---|---|---|---|
| $40,000 | $33,567 | $32,520 | $1,047 more in New Mexico |
| $50,000 | $41,171 | $40,105 | $1,066 more in New Mexico |
| $60,000 | $48,736 | $47,690 | $1,046 more in New Mexico |
| $75,000 | $59,233 | $58,217 | $1,016 more in New Mexico |
| $100,000 | $75,611 | $74,680 | $931 more in New Mexico |
| $125,000 | $91,910 | $91,078 | $831 more in New Mexico |
| $150,000 | $107,772 | $107,041 | $731 more in New Mexico |
| $200,000 | $140,458 | $139,927 | $531 more in New Mexico |
Single filer, standard deduction, no local tax. To match $75,000 in New Mexico you would need about $76,550 in Utah; to match $75,000 in Utah you would need about $73,450 in New Mexico.
How New Mexico and Utah tax wages
| 2026 | New Mexico | Utah |
|---|---|---|
| Income tax | 6 brackets from 1.5% to 5.9% | a flat 4.5% income tax |
| Top rate | 5.9% | 4.5% |
| Standard deduction | Federal ($16,100 single) | None (exemptions or credits only) |
| State tax on $75k | $2,359 (3.1%) | $3,375 (4.5%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
| 2026 change | No rate change | Utah cut its flat rate from 4.55% to 4.5%, retroactive to January 1, 2025. |
New Mexico vs Utah: FAQ
Does New Mexico or Utah have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,016 more a year in New Mexico than in Utah ($85 a month). New Mexico has 6 brackets from 1.5% to 5.9% for 2026. For single filers the top 5.9% rate starts at $210,000 of taxable income. Utah has a flat 4.5% income tax for 2026.
What salary in Utah equals $75,000 in New Mexico?
To take home the same $59,233 that $75,000 leaves in New Mexico, you would need about $76,550 in Utah, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in New Mexico than in Utah?
At $150,000 the gap is $731 a year: $107,772 in New Mexico versus $107,041 in Utah. Progressive brackets make the difference grow faster as income rises.
What if I live in New Mexico and work in Utah?
New Mexico and Utah do not have a reciprocity agreement, so Utah withholds tax on wages earned there and New Mexico generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.