Rhode Island vs Texas Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,196 more a year in Texas than in Rhode Island ($183 a month).
Rhode Island
3.75% - 5.99% state income tax
$59,396
take-home on $75,000 · $4,950/month
15th of 51 states for take-home pay
Rhode Island paycheck calculator ›Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Take-home pay in Rhode Island and Texas by salary
| Salary | Rhode Island | Texas | Difference |
|---|---|---|---|
| $40,000 | $33,437 | $34,320 | $883 more in Texas |
| $50,000 | $41,097 | $42,355 | $1,258 more in Texas |
| $60,000 | $48,757 | $50,390 | $1,633 more in Texas |
| $75,000 | $59,396 | $61,592 | $2,196 more in Texas |
| $100,000 | $76,032 | $79,180 | $3,148 more in Texas |
| $125,000 | $92,367 | $96,703 | $4,336 more in Texas |
| $150,000 | $108,268 | $113,791 | $5,523 more in Texas |
| $200,000 | $141,029 | $148,927 | $7,898 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in Rhode Island you would need about $71,900 in Texas; to match $75,000 in Texas you would need about $78,300 in Rhode Island.
How Rhode Island and Texas tax wages
| 2026 | Rhode Island | Texas |
|---|---|---|
| Income tax | 3 brackets from 3.75% to 5.99% | no state income tax |
| Top rate | 5.99% | 0% |
| Standard deduction | $11,200 single | Not applicable |
| State tax on $75k | $2,196 (2.9%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
Moving between Rhode Island and Texas
Moving from Rhode Island to Texas
Moving to Texas ends state income tax withholding with your first Texas paycheck. For a single filer earning $75,000, that is $1,864 more a year than in Louisiana and $2,830 more than in Oklahoma. File a part-year return in the state you left for wages earned before the move. Then budget for what Texas charges instead: property taxes, which a homestead exemption trims, and combined state and local sales tax.
Moving from Texas to Rhode Island
Moving to Rhode Island from Massachusetts raises take-home by $1,234 at $75,000, and from Connecticut by $1,429, because Rhode Island's 3.75% bracket covers most middle incomes. If you keep a Massachusetts job, though, you will still pay Massachusetts tax on those wages. Rhode Island has no local income tax, but TDI comes out of Rhode Island wages.
Rhode Island paychecks in brief
Rhode Island taxes wages in three brackets from 3.75% to 5.99%, but the first bracket is wide: a single filer stays at 3.75% on taxable income up to $82,050. With an $11,200 standard deduction and a $5,250 exemption, a $75,000 earner owes $2,196 to the state and takes home $59,396, or $2,284 every two weeks. Paychecks also carry a Temporary Disability Insurance deduction that our estimate leaves out. Read the Rhode Island guide.
Texas paychecks in brief
Texas has no state income tax, so wages there lose only federal income tax, Social Security, and Medicare. A single filer earning $75,000 takes home $61,592 a year, or $2,369 every two weeks, after $7,670 of federal tax, $4,650 of Social Security, and $1,088 of Medicare. No Texas city taxes wages either, and the state constitution bars a personal income tax, so the cost of living in Texas shows up in property and sales taxes rather than on your pay stub. Read the Texas guide.
Rhode Island vs Texas: FAQ
Does Rhode Island or Texas have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,196 more a year in Texas than in Rhode Island ($183 a month). Rhode Island has 3 brackets from 3.75% to 5.99% for 2026. For single filers the top 5.99% rate starts at $186,450 of taxable income. Texas has no state income tax.
What salary in Texas equals $75,000 in Rhode Island?
To take home the same $59,396 that $75,000 leaves in Rhode Island, you would need about $71,900 in Texas, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in Rhode Island?
At $150,000 the gap is $5,523 a year: $108,268 in Rhode Island versus $113,791 in Texas. Progressive brackets make the difference grow faster as income rises.