$15 an Hour Is How Much a Year After Taxes in Iowa?
Full time, $15 an hour is $31,200 a year before taxes. After 2026 federal, Iowa, and FICA taxes, a single filer in Iowa takes home about $26,715 a year: $2,226 a month, or $12.84 for each hour worked.
Take-home pay on $15/hour full-time in Iowa (single filer, 2026)
- Per year
- $26,715
- Per month
- $2,226
- Every 2 weeks
- $1,028
- Per hour
- $12.84
Total tax $4,485 · effective rate 14.4% · federal bracket 12%
$15 an hour before and after taxes
| Period | Before tax | After tax |
|---|---|---|
| Hourly | $15.00 | $12.84 |
| Daily (8 hours) | $120.00 | $102.75 |
| Weekly (40 hours) | $600 | $514 |
| Biweekly | $1,200 | $1,028 |
| Semimonthly | $1,300 | $1,113 |
| Monthly | $2,600 | $2,226 |
| Yearly | $31,200 | $26,715 |
Where the taxes go
| Item | Year | Month | Biweekly |
|---|---|---|---|
| Gross pay | $31,200 | $2,600 | $1,200 |
| Federal income tax | -$1,564 | -$130 | -$60 |
| Iowa income tax | -$534 | -$45 | -$21 |
| Social Security (6.2%) | -$1,934 | -$161 | -$74 |
| Medicare (1.45%) | -$452 | -$38 | -$17 |
| Take-home pay | $26,715 | $2,226 | $1,028 |
How $15 an hour is taxed in Iowa
Full time, $15 an hour is $31,200 a year (2,080 hours). Here is how each tax on that income is calculated.
1. Federal income tax: $1,564
Start with $31,200 of wages and subtract the $16,100 standard deduction. That leaves $15,100 of taxable income, taxed in brackets:
| Taxable income band | Rate | Income taxed | Tax |
|---|---|---|---|
| $0 to $12,400 | 10% | $12,400 | $1,240 |
| $12,400 to $50,400 | 12% | $2,700 | $324 |
| Federal income tax | $1,564 | ||
2. Iowa income tax: $534
Iowa starts from your wages, $31,200. It subtracts the $16,100 Iowa standard deduction. That leaves $15,100 of Iowa taxable income. Credits of $40 then reduce the tax.
| Taxable income band | Rate | Income taxed | Tax |
|---|---|---|---|
| Over $0 | 3.8% | $15,100 | $574 |
| Iowa income tax after credits and adjustments | $534 | ||
3. Social Security and Medicare: $2,387
Social Security is 6.2% of wages up to the $184,500 wage base ($1,934), and Medicare is 1.45% of all wages ($452).
Result: $31,200 minus $4,485 in total tax leaves $26,715 a year, an effective tax rate of 14.4%.
What this income means in Iowa
Under $50,000, the $16,100 standard deduction shields a large share of pay, so Iowa tax stays low. A single filer earning $30,000 owes $488 to Iowa, an effective rate of 1.63%, and at $50,000 the bill is $1,248, leaving $41,107 a year. Working full time at an hourly wage that grosses $31,200, you pay $534 to Iowa and keep $26,715. If you have a low income and a filing requirement, Iowa's alternate tax calculation on the IA 1040 may lower your bill further, and a school district surtax adds only a few dollars at this level.
More in the Iowa paycheck guide.
Part-time and overtime at $15 an hour
| Schedule | Yearly gross | Take-home | Tax rate |
|---|---|---|---|
| 20 hours/week | $15,600 | $14,407 | 7.7% |
| 30 hours/week | $23,400 | $20,643 | 11.8% |
| 40 hours/week | $31,200 | $26,715 | 14.4% |
| 40 hours + 5 overtime | $37,050 | $31,194 | 15.8% |
Overtime is shown at time and a half ($22.50/hour) with normal withholding. For 2025 through 2028, eligible workers can also deduct the premium half of qualified overtime pay on their federal return (up to $12,500, or $25,000 filing jointly), which is not reflected in paycheck withholding.
$15 an hour in Iowa cities with local tax
| City (resident) | Local rate | Local tax | Take-home |
|---|---|---|---|
| No local tax | — | $0 | $26,715 |
| Des Moines | School district surtax | $0 | $26,715 |
| Cedar Rapids | School district surtax | $27 | $26,689 |
| Davenport | School district surtax | $0 | $26,715 |
$15 an hour in nearby states
Iowa ranks 20th of 51 for take-home pay at this wage. See $15 an hour after taxes in every state.
| State | State tax | Take-home | vs Iowa |
|---|---|---|---|
| Minnesota | $851 | $26,398 | -$317 |
| Wisconsin | $650 | $26,599 | -$116 |
| Illinois | $1,400 | $25,849 | -$866 |
| Missouri | $511 | $26,738 | +$23 |
| Nebraska | $565 | $26,684 | -$31 |
| South Dakota | $0 | $27,249 | +$534 |
| Texas | $0 | $27,249 | +$534 |
| Florida | $0 | $27,249 | +$534 |
Use your exact hours
Convert other hours and wages with the hourly-to-salary calculator, or add deductions in the Iowa paycheck calculator.
$15 an hour in Iowa: FAQ
$15 an hour is how much a year after taxes in Iowa?
Working 40 hours a week, $15 an hour is $31,200 a year before taxes. After federal, Iowa, and FICA taxes, a single filer takes home about $26,715 a year, or $12.84 for every hour worked.
How much is $15 an hour per month after taxes in Iowa?
About $2,226 a month after taxes ($2,600 before taxes). A biweekly paycheck is about $1,028 and a weekly paycheck about $514.
How much is $15 an hour part-time in Iowa?
At 20 hours a week, $15 an hour is $15,600 a year, and take-home pay is about $14,407 ($1,201 a month). Lower annual income means a lower effective tax rate: 7.7% versus 14.4% full-time.
How is overtime taxed at $15 an hour?
Overtime is paid at $22.50 an hour (time and a half). Five overtime hours every week would raise yearly gross pay to $37,050 and take-home to about $31,194. Federal law for 2025-2028 also lets eligible workers deduct the premium half of qualified overtime pay (up to $12,500, or $25,000 filing jointly, phasing out above $150,000 of income) when they file, which can mean a refund even though withholding is unchanged.