Louisville tax guide
At a $75,000 salary, working in Louisville costs an extra $1,650/year in local taxes compared to a Kentucky location with no local tax, bringing annual take-home down to $56,942.
Key tax highlights
Payroll
- Louisville taxes residents and nonresidents at different rates, so your home address matters for the paycheck calculation.
- Both resident and commuter rates are withheld from each paycheck on top of Kentucky state tax.
Local taxes
- Louisville applies a 2.2% / 1.45% local wage tax on earned income.
- Nonresidents working in Louisville pay a reduced rate of 1.45%.
Salary examples
Take-home estimates including local tax as a separate line. At $75,000, the local tax adds $1,650 per year. Use the calculator above with your actual salary for a precise estimate.
| Salary | Federal | State | Local | FICA | Take-Home | Rate |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $2,000 | $1,100 | $3,825 | $39,255 | 78.5% |
| $75,000 | $7,670 | $3,000 | $1,650 | $5,738 | $56,942 | 75.9% |
| $100,000 | $13,170 | $4,000 | $2,200 | $7,650 | $72,980 | 73.0% |
| $150,000 | $24,734 | $6,000 | $3,300 | $11,475 | $104,491 | 69.7% |
Resident and work caveats
- Louisville local tax treatment can depend on whether you are taxed as a resident, a commuter, or both under local rules.
- Use the calculator as an estimate and verify edge cases when your home and work locations differ.
Other Kentucky city pages
| City | Local rate |
|---|---|
| Lexington | 2.75% |
| Bowling Green | 2% |
| Owensboro | 1.78% |
| Covington | 2.45% |