Maryland Take-Home Pay Calculator

📈 Progressive tax rates

Tax rates increase with income level

Calculate Your Take-Home Pay

Tax Year

Select the tax year for calculations

Primary Income

$

Your yearly salary: $0

Tax Filing Information

/ year
401k, health insurance, HSA, etc.
IRA, student loan interest, etc.
mortgage interest, charitable donations, etc.
Maryland
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Select or enter custom rate

Local Taxes Available: Maryland has cities with local income taxes. Select your city above, or choose "Other" to enter a custom rate.

Tax Impact Analysis

Maryland Tax Information

Tax Overview

This state has its own income tax structure with various rates and deductions.

  • • State income tax applies to wages and salaries
  • Progressive tax rates based on income
  • • Federal taxes also apply
  • Local tax information varies by municipality.

Key Insights

Economic Note:

Tax rates and economic factors vary across different regions.

2025 Updates:

  • • Updated federal tax brackets and standard deductions
  • • Social Security wage base: $176,100
  • • Current state tax rates and brackets
  • • All calculations use 2025 tax tables

Local Income Taxes in Maryland

Important: Some cities and counties in Maryland impose additional local income taxes on top of state taxes. These are not included in the calculator above.

Baltimore

Local tax rate: 3.2%

All counties

Local tax rate: 1.75%-3.2%

If you work or live in one of these areas, your actual take-home pay will be lower due to local taxes. Consult local tax authorities for specific requirements.

Compare with Neighboring States

Understanding tax differences with neighboring states can be helpful when considering job opportunities or relocation. Click any state to see detailed calculations.

Frequently Asked Questions

How accurate is the Maryland take-home pay calculator?

Our calculator uses the latest 2025 tax brackets and rates for both federal and Maryland taxes. Results are estimates for informational purposes and should not replace professional tax advice.

How does Maryland compare to other states?

Maryland has a progressive tax system. Tax rates and economic factors vary across different regions.

What deductions and exemptions are available in Maryland?

Maryland offers a standard deduction of $2,700 for single filers and $5,450 for married filing jointly. Personal exemptions include $3,200 for individuals and $6,400 for couples, plus $3,200 per dependent. These deductions reduce your taxable income and lower your overall tax burden.

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