Florida vs New York Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,453 more a year in Florida than in New York ($288 a month).
Florida
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Florida paycheck calculator ›New York
3.9% - 10.9% state income tax
$58,139
take-home on $75,000 · $4,845/month
42nd of 51 states for take-home pay
New York paycheck calculator ›Take-home pay in Florida and New York by salary
| Salary | Florida | New York | Difference |
|---|---|---|---|
| $40,000 | $34,320 | $32,757 | $1,563 more in Florida |
| $50,000 | $42,355 | $40,252 | $2,103 more in Florida |
| $60,000 | $50,390 | $47,747 | $2,643 more in Florida |
| $75,000 | $61,592 | $58,139 | $3,453 more in Florida |
| $100,000 | $79,180 | $74,320 | $4,860 more in Florida |
| $125,000 | $96,703 | $90,369 | $6,335 more in Florida |
| $150,000 | $113,791 | $105,981 | $7,810 more in Florida |
| $200,000 | $148,927 | $138,167 | $10,760 more in Florida |
Single filer, standard deduction, no local tax. To match $75,000 in Florida you would need about $80,300 in New York; to match $75,000 in New York you would need about $70,100 in Florida.
How Florida and New York tax wages
| 2026 | Florida | New York |
|---|---|---|
| Income tax | no state income tax | 9 brackets from 3.9% to 10.9% |
| Top rate | 0% | 10.9% |
| Standard deduction | Not applicable | $8,000 single |
| State tax on $75k | $0 (0.0%) | $3,453 (4.6%) |
| Local wage taxes | No | Yes (2 modeled) |
| Reciprocity | None | None |
Florida vs New York: FAQ
Does Florida or New York have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,453 more a year in Florida than in New York ($288 a month). Florida has no state income tax. New York has 9 brackets from 3.9% to 10.9% for 2026. For single filers the top 10.9% rate starts at $25,000,000 of taxable income.
What salary in New York equals $75,000 in Florida?
To take home the same $61,592 that $75,000 leaves in Florida, you would need about $80,300 in New York, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Florida than in New York?
At $150,000 the gap is $7,810 a year: $113,791 in Florida versus $105,981 in New York. Progressive brackets make the difference grow faster as income rises.
Do local taxes change the Florida vs New York comparison?
New York has local wage taxes in places like New York City (3.078%-3.876%), Yonkers (1.96% / 0.5%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.