Alabama vs Florida Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,127 more a year in Florida than in Alabama ($261 a month).
Alabama
2% - 5% state income tax
$58,465
take-home on $75,000 · $4,872/month
38th of 51 states for take-home pay
Alabama paycheck calculator ›Florida
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Florida paycheck calculator ›Take-home pay in Alabama and Florida by salary
| Salary | Alabama | Florida | Difference |
|---|---|---|---|
| $40,000 | $32,691 | $34,320 | $1,629 more in Florida |
| $50,000 | $40,286 | $42,355 | $2,069 more in Florida |
| $60,000 | $47,881 | $50,390 | $2,509 more in Florida |
| $75,000 | $58,465 | $61,592 | $3,127 more in Florida |
| $100,000 | $75,078 | $79,180 | $4,102 more in Florida |
| $125,000 | $91,630 | $96,703 | $5,073 more in Florida |
| $150,000 | $107,768 | $113,791 | $6,023 more in Florida |
| $200,000 | $141,004 | $148,927 | $7,923 more in Florida |
Single filer, standard deduction, no local tax. To match $75,000 in Alabama you would need about $70,550 in Florida; to match $75,000 in Florida you would need about $79,700 in Alabama.
How Alabama and Florida tax wages
| 2026 | Alabama | Florida |
|---|---|---|
| Income tax | 3 brackets from 2% to 5% | no state income tax |
| Top rate | 5% | 0% |
| Standard deduction | $3,000 single | Not applicable |
| State tax on $75k | $3,127 (4.2%) | $0 (0.0%) |
| Local wage taxes | Yes (5 modeled) | No |
| Reciprocity | None | None |
Moving between Alabama and Florida
Moving from Alabama to Florida
Moving to Florida removes state income tax entirely. A $75,000 earner coming from Georgia gains $2,994 a year, and the savings grow with income. Plan for higher homeowners' insurance and property tax in many coastal counties, and cut ties with your former state promptly: change your license, voter registration, and mailing address, and file a part-year return there for the year you move.
Moving from Florida to Alabama
Moving to Alabama from Florida or Tennessee adds a state income tax of $3,127 at $75,000, since neither of those states taxes wages. Coming from Georgia, a single $75,000 earner keeps $133 less in Alabama after Georgia's 2026 rate cut. Check whether the job sits inside Birmingham, Bessemer, Gadsden, Auburn, or Opelika, where an occupational tax takes 1% to 2% of gross pay, and give your new employer a Form A-4 so state withholding starts correctly.
Alabama paychecks in brief
Alabama taxes wages at 2%, 4%, and 5%, but the 5% rate starts after only $3,000 of taxable income, so nearly all of a full-time salary is taxed at the top rate. What softens the bill is rare among states: Alabama lets you deduct the federal income tax you owe. A single filer earning $75,000 pays $3,127 to the state and takes home $58,465, or $2,249 every two weeks. Work in Birmingham, Bessemer, Gadsden, Auburn, or Opelika and a city occupational tax comes on top. Read the Alabama guide.
Florida paychecks in brief
Florida has no personal income tax, so the only taxes on a Florida paycheck in 2026 are federal income tax, Social Security, and Medicare. A single filer earning $75,000 takes home $61,592 a year, or $2,369 every two weeks, which ties Florida for first among the states and DC. That is $2,994 more than the same worker keeps in Georgia and $3,127 more than in Alabama. Read the Florida guide.
Alabama vs Florida: FAQ
Does Alabama or Florida have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,127 more a year in Florida than in Alabama ($261 a month). Alabama has 3 brackets from 2% to 5% for 2026. For single filers the top 5% rate starts at $3,000 of taxable income. Florida has no state income tax.
What salary in Florida equals $75,000 in Alabama?
To take home the same $58,465 that $75,000 leaves in Alabama, you would need about $70,550 in Florida, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Florida than in Alabama?
At $150,000 the gap is $6,023 a year: $107,768 in Alabama versus $113,791 in Florida. Progressive brackets make the difference grow faster as income rises.
Do local taxes change the Alabama vs Florida comparison?
Alabama has local wage taxes in places like Birmingham (1%), Auburn (1%), Gadsden (2%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.