Iowa vs Nebraska Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $471 more a year in Iowa than in Nebraska ($39 a month).
Iowa
3.8% flat state income tax
$59,354
take-home on $75,000 · $4,946/month
15th of 51 states for take-home pay
Iowa paycheck calculator ›Nebraska
2.46% - 4.55% state income tax
$58,883
take-home on $75,000 · $4,907/month
24th of 51 states for take-home pay
Nebraska paycheck calculator ›Take-home pay in Iowa and Nebraska by salary
| Salary | Iowa | Nebraska | Difference |
|---|---|---|---|
| $40,000 | $33,412 | $33,204 | $208 more in Iowa |
| $50,000 | $41,067 | $40,784 | $283 more in Iowa |
| $60,000 | $48,722 | $48,364 | $358 more in Iowa |
| $75,000 | $59,354 | $58,883 | $471 more in Iowa |
| $100,000 | $75,992 | $75,334 | $658 more in Iowa |
| $125,000 | $92,566 | $91,719 | $846 more in Iowa |
| $150,000 | $108,703 | $107,670 | $1,033 more in Iowa |
| $200,000 | $141,939 | $140,531 | $1,408 more in Iowa |
Single filer, standard deduction, no local tax. To match $75,000 in Iowa you would need about $75,700 in Nebraska; to match $75,000 in Nebraska you would need about $74,300 in Iowa.
How Iowa and Nebraska tax wages
| 2026 | Iowa | Nebraska |
|---|---|---|
| Income tax | a flat 3.8% income tax | 3 brackets from 2.46% to 4.55% |
| Top rate | 3.8% | 4.55% |
| Standard deduction | $16,100 single | $8,850 single |
| State tax on $75k | $2,238 (3.0%) | $2,709 (3.6%) |
| Local wage taxes | Yes (3 modeled) | No |
| Reciprocity | Illinois | None |
| 2026 change | No rate change | Nebraska cut its top rate from 5.2% to 4.55% for 2026, on the way to 3.99% in 2027. |
Iowa vs Nebraska: FAQ
Does Iowa or Nebraska have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $471 more a year in Iowa than in Nebraska ($39 a month). Iowa has a flat 3.8% income tax for 2026. Nebraska has 3 brackets from 2.46% to 4.55% for 2026. For single filers the top 4.55% rate starts at $24,760 of taxable income.
What salary in Nebraska equals $75,000 in Iowa?
To take home the same $59,354 that $75,000 leaves in Iowa, you would need about $75,700 in Nebraska, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Iowa than in Nebraska?
At $150,000 the gap is $1,033 a year: $108,703 in Iowa versus $107,670 in Nebraska. Progressive brackets make the difference grow faster as income rises.
What if I live in Iowa and work in Nebraska?
Iowa and Nebraska do not have a reciprocity agreement, so Nebraska withholds tax on wages earned there and Iowa generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Iowa vs Nebraska comparison?
Iowa has local wage taxes in places like Des Moines (School district surtax), Cedar Rapids (School district surtax), Davenport (School district surtax). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.
