Iowa vs Minnesota Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,339 more a year in Iowa than in Minnesota ($112 a month).
Iowa
3.8% flat state income tax
$59,354
take-home on $75,000 · $4,946/month
15th of 51 states for take-home pay
Iowa paycheck calculator ›Minnesota
5.35% - 9.85% state income tax
$58,015
take-home on $75,000 · $4,835/month
44th of 51 states for take-home pay
Minnesota paycheck calculator ›Take-home pay in Iowa and Minnesota by salary
| Salary | Iowa | Minnesota | Difference |
|---|---|---|---|
| $40,000 | $33,412 | $32,999 | $413 more in Iowa |
| $50,000 | $41,067 | $40,478 | $589 more in Iowa |
| $60,000 | $48,722 | $47,833 | $889 more in Iowa |
| $75,000 | $59,354 | $58,015 | $1,339 more in Iowa |
| $100,000 | $75,992 | $73,903 | $2,089 more in Iowa |
| $125,000 | $92,566 | $89,725 | $2,841 more in Iowa |
| $150,000 | $108,703 | $104,849 | $3,854 more in Iowa |
| $200,000 | $141,939 | $136,060 | $5,879 more in Iowa |
Single filer, standard deduction, no local tax. To match $75,000 in Iowa you would need about $77,100 in Minnesota; to match $75,000 in Minnesota you would need about $73,000 in Iowa.
How Iowa and Minnesota tax wages
| 2026 | Iowa | Minnesota |
|---|---|---|
| Income tax | a flat 3.8% income tax | 4 brackets from 5.35% to 9.85% |
| Top rate | 3.8% | 9.85% |
| Standard deduction | $16,100 single | $15,300 single |
| State tax on $75k | $2,238 (3.0%) | $3,577 (4.8%) |
| Local wage taxes | Yes (3 modeled) | No |
| Reciprocity | Illinois | Michigan, North Dakota |
Iowa vs Minnesota: FAQ
Does Iowa or Minnesota have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,339 more a year in Iowa than in Minnesota ($112 a month). Iowa has a flat 3.8% income tax for 2026. Minnesota has 4 brackets from 5.35% to 9.85% for 2026. For single filers the top 9.85% rate starts at $203,150 of taxable income.
What salary in Minnesota equals $75,000 in Iowa?
To take home the same $59,354 that $75,000 leaves in Iowa, you would need about $77,100 in Minnesota, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Iowa than in Minnesota?
At $150,000 the gap is $3,854 a year: $108,703 in Iowa versus $104,849 in Minnesota. Progressive brackets make the difference grow faster as income rises.
What if I live in Iowa and work in Minnesota?
Iowa and Minnesota do not have a reciprocity agreement, so Minnesota withholds tax on wages earned there and Iowa generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Iowa vs Minnesota comparison?
Iowa has local wage taxes in places like Des Moines (School district surtax), Cedar Rapids (School district surtax), Davenport (School district surtax). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.