New York vs South Carolina Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $796 more a year in South Carolina than in New York ($66 a month).
New York
3.9% - 10.9% state income tax
$58,139
take-home on $75,000 · $4,845/month
44th of 51 states for take-home pay
New York paycheck calculator ›South Carolina
1.99% - 5.21% state income tax
$58,935
take-home on $75,000 · $4,911/month
29th of 51 states for take-home pay
South Carolina paycheck calculator ›Take-home pay in New York and South Carolina by salary
| Salary | New York | South Carolina | Difference |
|---|---|---|---|
| $40,000 | $32,757 | $33,822 | $1,065 more in South Carolina |
| $50,000 | $40,252 | $41,356 | $1,104 more in South Carolina |
| $60,000 | $47,747 | $48,728 | $981 more in South Carolina |
| $75,000 | $58,139 | $58,935 | $796 more in South Carolina |
| $100,000 | $74,320 | $74,936 | $616 more in South Carolina |
| $125,000 | $90,369 | $91,156 | $788 more in South Carolina |
| $150,000 | $105,981 | $106,942 | $961 more in South Carolina |
| $200,000 | $138,167 | $139,473 | $1,306 more in South Carolina |
Single filer, standard deduction, no local tax. To match $75,000 in New York you would need about $73,750 in South Carolina; to match $75,000 in South Carolina you would need about $76,250 in New York.
How New York and South Carolina tax wages
| 2026 | New York | South Carolina |
|---|---|---|
| Income tax | 9 brackets from 3.9% to 10.9% | 2 brackets from 1.99% to 5.21% |
| Top rate | 10.9% | 5.21% |
| Standard deduction | $8,000 single | $15,000 single |
| State tax on $75k | $3,453 (4.6%) | $2,657 (3.5%) |
| Local wage taxes | Yes (2 modeled) | No |
| Reciprocity | None | None |
| 2026 change | New York cut each of its five lowest bracket rates by 0.1 point for 2026 (to 3.9%, 4.4%, 5.15%, 5.4%, and 5.9%), with a second cut scheduled for 2027. | South Carolina rebuilt its income tax for 2026 (H.4216): rates of 1.99% and 5.21%, a starting point of federal AGI, and a new income adjusted deduction of up to $15,000 that phases out as income rises. |
Moving between New York and South Carolina
Moving from New York to South Carolina
Moving to South Carolina from Georgia raises take-home by $337 at $75,000, while coming from North Carolina costs $173 a year at that salary. South Carolina has no city income tax, so the choice between Charleston, Greenville, and Columbia does not change withholding. Lower earners benefit most from the 2026 system, since the full $15,000 deduction and the 1.99% rate cover most of a modest salary.
Moving from South Carolina to New York
Moving to New York from a no-tax state costs a $75,000 earner $3,453 a year in state tax, and a New York City apartment adds $2,472 more. Choosing an address in Westchester, Long Island, or New Jersey instead of the five boroughs avoids city tax even if you work in Manhattan. File Form IT-2104 on day one, and expect part-year resident filing on Form IT-203 for the year you arrive.
New York paychecks in brief
New York taxes wages on nine brackets from 3.9% to 10.9% after an $8,000 standard deduction for single filers. At $75,000, a single filer owes $3,453 to the state and takes home $58,139 a year, or $2,236 every two weeks. Where you live inside New York matters as much as the state rate: New York City residents pay another $2,472 at that salary and Yonkers residents $578, and New York can tax remote days worked for a New York employer. Read the New York guide.
South Carolina paychecks in brief
South Carolina rebuilt its income tax for 2026 under H.4216: two rates, 1.99% on the first $30,000 of taxable income and 5.21% above it, applied to federal adjusted gross income minus a new SC income adjusted deduction of up to $15,000 that shrinks as income rises. At $75,000, a single filer's South Carolina bill is $2,657, leaving take-home pay of $58,935, or $2,267 per biweekly check. Charlotte commuters pay North Carolina on those wages and claim a South Carolina credit. Read the South Carolina guide.
New York vs South Carolina: FAQ
Does New York or South Carolina have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $796 more a year in South Carolina than in New York ($66 a month). New York has 9 brackets from 3.9% to 10.9% for 2026. For single filers the top 10.9% rate starts at $25,000,000 of taxable income. South Carolina has 2 brackets from 1.99% to 5.21% for 2026. For single filers the top 5.21% rate starts at $30,000 of taxable income.
What salary in South Carolina equals $75,000 in New York?
To take home the same $58,139 that $75,000 leaves in New York, you would need about $73,750 in South Carolina, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in South Carolina than in New York?
At $150,000 the gap is $961 a year: $105,981 in New York versus $106,942 in South Carolina. Progressive brackets make the difference grow faster as income rises.
What if I live in New York and work in South Carolina?
New York and South Carolina do not have a reciprocity agreement, so South Carolina withholds tax on wages earned there and New York generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the New York vs South Carolina comparison?
New York has local wage taxes in places like New York City (3.078%-3.876% (residents only)), Yonkers (16.75% of NY tax / 0.5%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.