New York vs Pennsylvania Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,151 more a year in Pennsylvania than in New York ($96 a month).
New York
3.9% - 10.9% state income tax
$58,139
take-home on $75,000 · $4,845/month
42nd of 51 states for take-home pay
New York paycheck calculator ›Pennsylvania
3.07% flat state income tax
$59,290
take-home on $75,000 · $4,941/month
16th of 51 states for take-home pay
Pennsylvania paycheck calculator ›Take-home pay in New York and Pennsylvania by salary
| Salary | New York | Pennsylvania | Difference |
|---|---|---|---|
| $40,000 | $32,757 | $33,092 | $335 more in Pennsylvania |
| $50,000 | $40,252 | $40,820 | $568 more in Pennsylvania |
| $60,000 | $47,747 | $48,548 | $801 more in Pennsylvania |
| $75,000 | $58,139 | $59,290 | $1,151 more in Pennsylvania |
| $100,000 | $74,320 | $76,110 | $1,790 more in Pennsylvania |
| $125,000 | $90,369 | $92,866 | $2,497 more in Pennsylvania |
| $150,000 | $105,981 | $109,186 | $3,205 more in Pennsylvania |
| $200,000 | $138,167 | $142,787 | $4,620 more in Pennsylvania |
Single filer, standard deduction, no local tax. To match $75,000 in New York you would need about $73,300 in Pennsylvania; to match $75,000 in Pennsylvania you would need about $76,750 in New York.
How New York and Pennsylvania tax wages
| 2026 | New York | Pennsylvania |
|---|---|---|
| Income tax | 9 brackets from 3.9% to 10.9% | a flat 3.07% income tax |
| Top rate | 10.9% | 3.07% |
| Standard deduction | $8,000 single | None (exemptions or credits only) |
| State tax on $75k | $3,453 (4.6%) | $2,303 (3.1%) |
| Local wage taxes | Yes (2 modeled) | Yes (13 modeled) |
| Reciprocity | None | New Jersey, Ohio, Virginia, West Virginia, Indiana, Maryland |
New York vs Pennsylvania: FAQ
Does New York or Pennsylvania have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,151 more a year in Pennsylvania than in New York ($96 a month). New York has 9 brackets from 3.9% to 10.9% for 2026. For single filers the top 10.9% rate starts at $25,000,000 of taxable income. Pennsylvania has a flat 3.07% income tax for 2026.
What salary in Pennsylvania equals $75,000 in New York?
To take home the same $58,139 that $75,000 leaves in New York, you would need about $73,300 in Pennsylvania, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Pennsylvania than in New York?
At $150,000 the gap is $3,205 a year: $105,981 in New York versus $109,186 in Pennsylvania. Progressive brackets make the difference grow faster as income rises.
What if I live in New York and work in Pennsylvania?
New York and Pennsylvania do not have a reciprocity agreement, so Pennsylvania withholds tax on wages earned there and New York generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the New York vs Pennsylvania comparison?
New York has local wage taxes in places like New York City (3.078%-3.876%), Yonkers (1.96% / 0.5%). Pennsylvania has local wage taxes in places like Philadelphia (3.735% / 3.425%), Pittsburgh (3% / 1%), Allentown (1.975% / 1.28%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.