New York vs Vermont Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $613 more a year in Vermont than in New York ($51 a month).
New York
3.9% - 10.9% state income tax
$58,139
take-home on $75,000 · $4,845/month
42nd of 51 states for take-home pay
New York paycheck calculator ›Vermont
3.35% - 8.75% state income tax
$58,752
take-home on $75,000 · $4,896/month
28th of 51 states for take-home pay
Vermont paycheck calculator ›Take-home pay in New York and Vermont by salary
| Salary | New York | Vermont | Difference |
|---|---|---|---|
| $40,000 | $32,757 | $33,236 | $479 more in Vermont |
| $50,000 | $40,252 | $40,936 | $684 more in Vermont |
| $60,000 | $47,747 | $48,540 | $793 more in Vermont |
| $75,000 | $58,139 | $58,752 | $613 more in Vermont |
| $100,000 | $74,320 | $74,690 | $370 more in Vermont |
| $125,000 | $90,369 | $90,564 | $195 more in Vermont |
| $150,000 | $105,981 | $105,775 | $206 more in New York |
| $200,000 | $138,167 | $137,111 | $1,056 more in New York |
Single filer, standard deduction, no local tax. To match $75,000 in New York you would need about $74,050 in Vermont; to match $75,000 in Vermont you would need about $75,950 in New York.
How New York and Vermont tax wages
| 2026 | New York | Vermont |
|---|---|---|
| Income tax | 9 brackets from 3.9% to 10.9% | 4 brackets from 3.35% to 8.75% |
| Top rate | 10.9% | 8.75% |
| Standard deduction | $8,000 single | $7,650 single |
| State tax on $75k | $3,453 (4.6%) | $2,840 (3.8%) |
| Local wage taxes | Yes (2 modeled) | No |
| Reciprocity | None | None |
New York vs Vermont: FAQ
Does New York or Vermont have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $613 more a year in Vermont than in New York ($51 a month). New York has 9 brackets from 3.9% to 10.9% for 2026. For single filers the top 10.9% rate starts at $25,000,000 of taxable income. Vermont has 4 brackets from 3.35% to 8.75% for 2026. For single filers the top 8.75% rate starts at $249,700 of taxable income.
What salary in Vermont equals $75,000 in New York?
To take home the same $58,139 that $75,000 leaves in New York, you would need about $74,050 in Vermont, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in New York than in Vermont?
At $150,000 the gap is $206 a year: $105,981 in New York versus $105,775 in Vermont. Progressive brackets make the difference grow faster as income rises.
What if I live in New York and work in Vermont?
New York and Vermont do not have a reciprocity agreement, so Vermont withholds tax on wages earned there and New York generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the New York vs Vermont comparison?
New York has local wage taxes in places like New York City (3.078%-3.876%), Yonkers (1.96% / 0.5%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.