North Carolina vs South Dakota Taxes: Take-Home Pay Compared (2026)

On a $75,000 salary, a single filer keeps $2,484 more a year in South Dakota than in North Carolina ($207 a month).

North Carolina

3.99% flat state income tax

$59,108

take-home on $75,000 · $4,926/month

22nd of 51 states for take-home pay

North Carolina paycheck calculator ›

South Dakota

No state income tax on wages

$61,592

take-home on $75,000 · $5,133/month

1st of 51 states for take-home pay

South Dakota paycheck calculator ›

Take-home pay in North Carolina and South Dakota by salary

Salary	North Carolina	South Dakota	Difference
$40,000	$33,233	$34,320	$1,087 more in South Dakota
$50,000	$40,869	$42,355	$1,486 more in South Dakota
$60,000	$48,505	$50,390	$1,885 more in South Dakota
$75,000	$59,108	$61,592	$2,484 more in South Dakota
$100,000	$75,699	$79,180	$3,481 more in South Dakota
$125,000	$92,224	$96,703	$4,479 more in South Dakota
$150,000	$108,315	$113,791	$5,476 more in South Dakota
$200,000	$141,456	$148,927	$7,471 more in South Dakota

Single filer, standard deduction, no local tax. To match $75,000 in North Carolina you would need about $71,450 in South Dakota; to match $75,000 in South Dakota you would need about $78,750 in North Carolina.

How North Carolina and South Dakota tax wages

2026	North Carolina	South Dakota
Income tax	a flat 3.99% income tax	no state income tax
Top rate	3.99%	0%
Standard deduction	$12,750 single	Not applicable
State tax on $75k	$2,484 (3.3%)	$0 (0.0%)
Local wage taxes	No	No
Reciprocity	None	None
2026 change	North Carolina's flat rate fell to 3.99% for 2026; the budget signed in July 2026 sets 3.49% for 2027, with further scheduled cuts in later years.	No rate change

Moving between North Carolina and South Dakota

Moving from North Carolina to South Dakota

Moving to South Dakota from Minnesota raises take-home by $3,577 at $75,000, and from Iowa by $2,198, because no state income tax is withheld. You will not file a South Dakota return, but you may still owe your old state for income earned before the move. Expect sales tax on many services, and compare property tax rates by county and school district before buying.

Moving from South Dakota to North Carolina

Moving to North Carolina from Virginia or Georgia raises take-home pay at $75,000, by $1,014 and $510. Coming from Tennessee or Florida costs $2,484 a year at that salary. The flat 3.99% rate and no local income taxes keep the math simple: give your employer an NC-4, and expect a part-year return for the year you arrive.

North Carolina paychecks in brief

North Carolina cut its flat income tax rate to 3.99% for 2026, applied after a $12,750 standard deduction for single filers. A single filer earning $75,000 owes $2,484 to the state and takes home $59,108 a year, or $2,273 every two weeks. There are no city or county income taxes, so the same rate applies whether you work in Charlotte, Raleigh, or a small mountain town. Read the North Carolina guide.

South Dakota paychecks in brief

South Dakota has no personal income tax, so a paycheck carries only federal income tax, Social Security, and Medicare. A single filer earning $75,000 takes home $61,592 a year, or $2,369 every two weeks, which is $3,577 more than the same worker keeps in neighboring Minnesota. There is no city income tax and no state payroll program deducted from wages; the state funds itself mainly through a sales tax that also covers many services. Read the South Dakota guide.

North Carolina vs South Dakota: FAQ

Does North Carolina or South Dakota have lower income taxes in 2026?

On a $75,000 salary, a single filer keeps $2,484 more a year in South Dakota than in North Carolina ($207 a month). North Carolina has a flat 3.99% income tax for 2026. South Dakota has no state income tax.

What salary in South Dakota equals $75,000 in North Carolina?

To take home the same $59,108 that $75,000 leaves in North Carolina, you would need about $71,450 in South Dakota, based on income, payroll, and state taxes only. Housing and other living costs are not included.

How much more do high earners keep in South Dakota than in North Carolina?

At $150,000 the gap is $5,476 a year: $108,315 in North Carolina versus $113,791 in South Dakota. With flat or no state tax, the gap grows roughly in line with salary.