North Dakota vs South Dakota Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $182 more a year in South Dakota than in North Dakota ($15 a month).
North Dakota
1.95% - 2.5% state income tax
$61,410
take-home on $75,000 · $5,118/month
10th of 51 states for take-home pay
North Dakota paycheck calculator ›South Dakota
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
South Dakota paycheck calculator ›Take-home pay in North Dakota and South Dakota by salary
| Salary | North Dakota | South Dakota | Difference |
|---|---|---|---|
| $40,000 | $34,320 | $34,320 | Same |
| $50,000 | $42,355 | $42,355 | Same |
| $60,000 | $50,390 | $50,390 | Same |
| $75,000 | $61,410 | $61,592 | $182 more in South Dakota |
| $100,000 | $78,511 | $79,180 | $669 more in South Dakota |
| $125,000 | $95,546 | $96,703 | $1,157 more in South Dakota |
| $150,000 | $112,147 | $113,791 | $1,644 more in South Dakota |
| $200,000 | $146,308 | $148,927 | $2,619 more in South Dakota |
Single filer, standard deduction, no local tax. To match $75,000 in North Dakota you would need about $74,750 in South Dakota; to match $75,000 in South Dakota you would need about $75,250 in North Dakota.
How North Dakota and South Dakota tax wages
| 2026 | North Dakota | South Dakota |
|---|---|---|
| Income tax | 2 brackets from 1.95% to 2.5% | no state income tax |
| Top rate | 2.5% | 0% |
| Standard deduction | Federal ($16,100 single) | Not applicable |
| State tax on $75k | $182 (0.2%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | Minnesota, Montana | None |
| 2026 change | North Dakota widened its 0% bracket for 2026, to $49,575 of taxable income for single filers. | No rate change |
Moving between North Dakota and South Dakota
Moving from North Dakota to South Dakota
Moving to South Dakota from Minnesota raises take-home by $3,577 at $75,000, and from Iowa by $2,198, because no state income tax is withheld. You will not file a South Dakota return, but you may still owe your old state for income earned before the move. Expect sales tax on many services, and compare property tax rates by county and school district before buying.
Moving from South Dakota to North Dakota
Moving to North Dakota from Minnesota saves a $75,000 earner $3,395 a year in state income tax, and from Montana $2,695. Coming from South Dakota or another no-tax state costs only $182 at that salary. There is no state withholding form to file, and no local income tax in Fargo, Bismarck, Grand Forks, or Minot.
North Dakota paychecks in brief
North Dakota starts from federal taxable income and taxes nothing below $49,575 for a single filer, then charges 1.95% up to $250,400 and 2.5% above. A single filer earning $75,000 owes just $182 to the state and takes home $61,410 a year, $2,362 every two weeks. That is $182 less than in South Dakota, which has no income tax, and thousands more than in Minnesota or Montana. Read the North Dakota guide.
South Dakota paychecks in brief
South Dakota has no personal income tax, so a paycheck carries only federal income tax, Social Security, and Medicare. A single filer earning $75,000 takes home $61,592 a year, or $2,369 every two weeks, which is $3,577 more than the same worker keeps in neighboring Minnesota. There is no city income tax and no state payroll program deducted from wages; the state funds itself mainly through a sales tax that also covers many services. Read the South Dakota guide.
North Dakota vs South Dakota: FAQ
Does North Dakota or South Dakota have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $182 more a year in South Dakota than in North Dakota ($15 a month). North Dakota has 2 brackets from 1.95% to 2.5% for 2026. For single filers the top 2.5% rate starts at $250,400 of taxable income. South Dakota has no state income tax.
What salary in South Dakota equals $75,000 in North Dakota?
To take home the same $61,410 that $75,000 leaves in North Dakota, you would need about $74,750 in South Dakota, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in South Dakota than in North Dakota?
At $150,000 the gap is $1,644 a year: $112,147 in North Dakota versus $113,791 in South Dakota. Progressive brackets make the difference grow faster as income rises.