Minnesota vs South Dakota Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,577 more a year in South Dakota than in Minnesota ($298 a month).
Minnesota
5.35% - 9.85% state income tax
$58,015
take-home on $75,000 · $4,835/month
44th of 51 states for take-home pay
Minnesota paycheck calculator ›South Dakota
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
South Dakota paycheck calculator ›Take-home pay in Minnesota and South Dakota by salary
| Salary | Minnesota | South Dakota | Difference |
|---|---|---|---|
| $40,000 | $32,999 | $34,320 | $1,321 more in South Dakota |
| $50,000 | $40,478 | $42,355 | $1,877 more in South Dakota |
| $60,000 | $47,833 | $50,390 | $2,557 more in South Dakota |
| $75,000 | $58,015 | $61,592 | $3,577 more in South Dakota |
| $100,000 | $73,903 | $79,180 | $5,277 more in South Dakota |
| $125,000 | $89,725 | $96,703 | $6,979 more in South Dakota |
| $150,000 | $104,849 | $113,791 | $8,942 more in South Dakota |
| $200,000 | $136,060 | $148,927 | $12,867 more in South Dakota |
Single filer, standard deduction, no local tax. To match $75,000 in Minnesota you would need about $69,900 in South Dakota; to match $75,000 in South Dakota you would need about $80,650 in Minnesota.
How Minnesota and South Dakota tax wages
| 2026 | Minnesota | South Dakota |
|---|---|---|
| Income tax | 4 brackets from 5.35% to 9.85% | no state income tax |
| Top rate | 9.85% | 0% |
| Standard deduction | $15,300 single | Not applicable |
| State tax on $75k | $3,577 (4.8%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | Michigan, North Dakota | None |
Minnesota vs South Dakota: FAQ
Does Minnesota or South Dakota have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,577 more a year in South Dakota than in Minnesota ($298 a month). Minnesota has 4 brackets from 5.35% to 9.85% for 2026. For single filers the top 9.85% rate starts at $203,150 of taxable income. South Dakota has no state income tax.
What salary in South Dakota equals $75,000 in Minnesota?
To take home the same $58,015 that $75,000 leaves in Minnesota, you would need about $69,900 in South Dakota, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in South Dakota than in Minnesota?
At $150,000 the gap is $8,942 a year: $104,849 in Minnesota versus $113,791 in South Dakota. Progressive brackets make the difference grow faster as income rises.
