Ohio vs Texas Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,288 more a year in Texas than in Ohio ($107 a month).
Ohio
2.75% flat state income tax
$60,304
take-home on $75,000 · $5,025/month
11th of 51 states for take-home pay
Ohio paycheck calculator ›Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Take-home pay in Ohio and Texas by salary
| Salary | Ohio | Texas | Difference |
|---|---|---|---|
| $40,000 | $34,001 | $34,320 | $319 more in Texas |
| $50,000 | $41,754 | $42,355 | $601 more in Texas |
| $60,000 | $49,514 | $50,390 | $876 more in Texas |
| $75,000 | $60,304 | $61,592 | $1,288 more in Texas |
| $100,000 | $77,197 | $79,180 | $1,983 more in Texas |
| $125,000 | $94,033 | $96,703 | $2,670 more in Texas |
| $150,000 | $110,433 | $113,791 | $3,358 more in Texas |
| $200,000 | $144,194 | $148,927 | $4,733 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in Ohio you would need about $73,150 in Texas; to match $75,000 in Texas you would need about $76,900 in Ohio.
How Ohio and Texas tax wages
| 2026 | Ohio | Texas |
|---|---|---|
| Income tax | a flat 2.75% rate on income above $26,050 | no state income tax |
| Top rate | 2.75% | 0% |
| Standard deduction | 0% on first $26,050 | Not applicable |
| State tax on $75k | $1,288 (1.7%) | $0 (0.0%) |
| Local wage taxes | Yes (21 modeled) | No |
| Reciprocity | Indiana, Kentucky, Michigan, Pennsylvania, West Virginia | None |
| 2026 change | Ohio replaced its two brackets with a flat 2.75% rate on income above $26,050 starting in 2026. | No rate change |
Moving between Ohio and Texas
Moving from Ohio to Texas
Moving to Texas ends state income tax withholding with your first Texas paycheck. For a single filer earning $75,000, that is $1,864 more a year than in Louisiana and $2,830 more than in Oklahoma. File a part-year return in the state you left for wages earned before the move. Then budget for what Texas charges instead: property taxes, which a homestead exemption trims, and combined state and local sales tax.
Moving from Texas to Ohio
Moving to Ohio from a higher-tax state usually raises take-home pay at the state level, since the flat 2.75% rate starts only above $26,050. The city matters as much as the state: compare a 2.5% city like Columbus with lower-rate suburbs before you sign a lease, and remember the work city's tax applies even if you live outside it.
Ohio paychecks in brief
Ohio taxes wages at a flat 2.75% for 2026, but only on taxable income above $26,050, after a personal exemption that shrinks as income rises. A single filer earning $75,000 owes about $1,288 in state income tax and takes home $60,304 a year, or $2,319 every two weeks. The bigger variable is city tax: most Ohio cities levy their own income tax, and in Columbus or Cleveland that adds $1,875 at the same salary. Read the Ohio guide.
Texas paychecks in brief
Texas has no state income tax, so wages there lose only federal income tax, Social Security, and Medicare. A single filer earning $75,000 takes home $61,592 a year, or $2,369 every two weeks, after $7,670 of federal tax, $4,650 of Social Security, and $1,088 of Medicare. No Texas city taxes wages either, and the state constitution bars a personal income tax, so the cost of living in Texas shows up in property and sales taxes rather than on your pay stub. Read the Texas guide.
Ohio vs Texas: FAQ
Does Ohio or Texas have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,288 more a year in Texas than in Ohio ($107 a month). Ohio has a flat 2.75% rate on income above $26,050 for 2026. Texas has no state income tax.
What salary in Texas equals $75,000 in Ohio?
To take home the same $60,304 that $75,000 leaves in Ohio, you would need about $73,150 in Texas, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in Ohio?
At $150,000 the gap is $3,358 a year: $110,433 in Ohio versus $113,791 in Texas. With flat or no state tax, the gap grows roughly in line with salary.
Do local taxes change the Ohio vs Texas comparison?
Ohio has local wage taxes in places like Columbus (2.5%), Cleveland (2.5%), Cincinnati (1.8%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.