Ohio vs Pennsylvania Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,015 more a year in Ohio than in Pennsylvania ($85 a month).
Ohio
2.75% flat state income tax
$60,304
take-home on $75,000 · $5,025/month
11th of 51 states for take-home pay
Ohio paycheck calculator ›Pennsylvania
3.07% flat state income tax
$59,290
take-home on $75,000 · $4,941/month
19th of 51 states for take-home pay
Pennsylvania paycheck calculator ›Take-home pay in Ohio and Pennsylvania by salary
| Salary | Ohio | Pennsylvania | Difference |
|---|---|---|---|
| $40,000 | $34,001 | $33,092 | $909 more in Ohio |
| $50,000 | $41,754 | $40,820 | $934 more in Ohio |
| $60,000 | $49,514 | $48,548 | $966 more in Ohio |
| $75,000 | $60,304 | $59,290 | $1,015 more in Ohio |
| $100,000 | $77,197 | $76,110 | $1,087 more in Ohio |
| $125,000 | $94,033 | $92,866 | $1,168 more in Ohio |
| $150,000 | $110,433 | $109,186 | $1,247 more in Ohio |
| $200,000 | $144,194 | $142,787 | $1,407 more in Ohio |
Single filer, standard deduction, no local tax. To match $75,000 in Ohio you would need about $76,500 in Pennsylvania; to match $75,000 in Pennsylvania you would need about $73,500 in Ohio.
How Ohio and Pennsylvania tax wages
| 2026 | Ohio | Pennsylvania |
|---|---|---|
| Income tax | a flat 2.75% rate on income above $26,050 | a flat 3.07% income tax |
| Top rate | 2.75% | 3.07% |
| Standard deduction | 0% on first $26,050 | None (exemptions or credits only) |
| State tax on $75k | $1,288 (1.7%) | $2,303 (3.1%) |
| Local wage taxes | Yes (21 modeled) | Yes (13 modeled) |
| Reciprocity | Indiana, Kentucky, Michigan, Pennsylvania, West Virginia | New Jersey, Ohio, Virginia, West Virginia, Indiana, Maryland |
| 2026 change | Ohio replaced its two brackets with a flat 2.75% rate on income above $26,050 starting in 2026. | No rate change |
Moving between Ohio and Pennsylvania
Moving from Ohio to Pennsylvania
Moving to Pennsylvania from New York, New Jersey, Maryland, or Delaware usually lowers state income tax, since the flat 3.07% applies at every income. The catch is local: choose between Philadelphia's 3.735% resident wage tax and a suburb with a far lower earned income tax, and expect 401(k) deferrals to stay taxable. Retirees benefit most, because Pennsylvania generally does not tax retirement plan distributions or Social Security.
Moving from Pennsylvania to Ohio
Moving to Ohio from a higher-tax state usually raises take-home pay at the state level, since the flat 2.75% rate starts only above $26,050. The city matters as much as the state: compare a 2.5% city like Columbus with lower-rate suburbs before you sign a lease, and remember the work city's tax applies even if you live outside it.
Ohio paychecks in brief
Ohio taxes wages at a flat 2.75% for 2026, but only on taxable income above $26,050, after a personal exemption that shrinks as income rises. A single filer earning $75,000 owes about $1,288 in state income tax and takes home $60,304 a year, or $2,319 every two weeks. The bigger variable is city tax: most Ohio cities levy their own income tax, and in Columbus or Cleveland that adds $1,875 at the same salary. Read the Ohio guide.
Pennsylvania paychecks in brief
Pennsylvania taxes wages at a flat 3.07% from the first dollar, with no standard deduction or personal exemption, and it does not exclude 401(k) contributions from taxable pay. On a $75,000 salary, a single filer pays the Pennsylvania Department of Revenue $2,303 and keeps $59,290, or $2,280 per biweekly paycheck. The larger variable is local: almost every municipality levies an earned income tax, and Philadelphia's wage tax costs a resident $2,801 at the same salary. Read the Pennsylvania guide.
Ohio vs Pennsylvania: FAQ
Does Ohio or Pennsylvania have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,015 more a year in Ohio than in Pennsylvania ($85 a month). Ohio has a flat 2.75% rate on income above $26,050 for 2026. Pennsylvania has a flat 3.07% income tax for 2026.
What salary in Pennsylvania equals $75,000 in Ohio?
To take home the same $60,304 that $75,000 leaves in Ohio, you would need about $76,500 in Pennsylvania, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Ohio than in Pennsylvania?
At $150,000 the gap is $1,247 a year: $110,433 in Ohio versus $109,186 in Pennsylvania. With flat or no state tax, the gap grows roughly in line with salary.
Do Ohio and Pennsylvania have a reciprocity agreement?
Yes. If you live in one of these states and work in the other, you can usually file a nonresident exemption form with your employer so only your home state withholds income tax.
Do local taxes change the Ohio vs Pennsylvania comparison?
Ohio has local wage taxes in places like Columbus (2.5%), Cleveland (2.5%), Cincinnati (1.8%). Pennsylvania has local wage taxes in places like Philadelphia (3.735% / 3.425%), Pittsburgh (3% / 1%), Allentown (1.975% / 1.28%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.