TakeHomeCalculator

Hopkinsville Take-Home Pay Calculator

Hopkinsville adds a 2% local tax on top of Kentucky state and federal withholding. Enter your salary below to see the impact.

2% local tax2026 tax year
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Hopkinsville paychecks in brief

Hopkinsville charges a 2% occupational payroll tax on wages for work done inside the city. A single filer earning $75,000 at a Hopkinsville job pays $1,500 a year to the city and takes home $57,585 after federal tax, FICA, and $2,507 of Kentucky income tax. Unlike most counties around Kentucky's other cities, Christian County does not add a county payroll tax, so the city rate is the whole local bill.

Hopkinsville local tax breakdown

Percentage Wage Tax

2% local rate view

Hopkinsville applies a percentage-based local wage tax on top of state and federal taxes. The same rate generally applies to both residents and workers.

  • •The local wage tax rate is 2% on earned income.
  • •On a $75,000 salary, the resident local tax is approximately $1,500 per year.
  • •This tax is typically withheld from each paycheck by the employer.
  • •This city uses a more straightforward local tax rate than a progressive bracketed system.
  • •A $50,000 wage base implies about $1,000 of local tax before any special rules or credits.

Hopkinsville local tax guide

By the Take-Home Calculator research team

Who pays Hopkinsville's local tax

Hopkinsville's tax is owed on work done in the city, wherever the worker lives. Commuters from Pembroke, Oak Grove, Cadiz, or Clarksville, Tennessee pay 2% on wages earned in Hopkinsville. A Hopkinsville resident who works on Fort Campbell or in Clarksville pays nothing to the city on that pay, since those jobs sit outside the city limits. Remote work performed from a home inside Hopkinsville is work done in the city, even for an employer located elsewhere.

One local tax, not two

The city levies a flat 2% on gross compensation for work performed in Hopkinsville, as shown in the Kentucky Secretary of State's occupational tax records. It applies from the first dollar: $800 at $40,000, $1,200 at $60,000, and $3,000 at $150,000.

Most Kentucky counties around the cities we cover charge their own occupational tax, which can push the local total well past the city rate. Christian County is listed without a county payroll tax in the Kentucky Association of Counties' 2026 survey, so for workers inside Hopkinsville our estimate captures the full local cost.

Worked example: $75,000 in Hopkinsville

Consider a single filer with a $75,000 salary from a Hopkinsville employer. Federal withholding totals $7,670 for the year, Social Security $4,650, and Medicare $1,088. Kentucky subtracts its $3,360 standard deduction and taxes the rest at 3.5%, for $2,507.

Hopkinsville's 2% removes $1,500, so the worker keeps $57,585, or $4,799 a month. Without the city tax the paycheck would be $59,085, a difference of about $125 a month.

The Kentucky $75,000 salary page shows the same state-level paycheck by pay period.

Fort Campbell and the Tennessee line

Hopkinsville sits less than 30 miles north of Clarksville, Tennessee, and Fort Campbell straddles the state line between them. Kentucky has no reciprocity agreement with Tennessee, which has no income tax on wages, so the state rules here run in one direction.

A Tennessee resident working in Hopkinsville pays Kentucky income tax on those wages plus the city's 2%. A Hopkinsville resident working in Clarksville owes Kentucky's 3.5% as a resident, but a Tennessee employer may not withhold Kentucky tax, so set up extra withholding or quarterly estimated payments.

Your Kentucky withholding certificate is Form K-4. Military pay follows separate rules that are outside the scope of this page.

Hopkinsville compared with other cities

On paper, Hopkinsville's 2% matches Bowling Green, Paducah, Richmond, and Florence, but those cities sit in counties that levy their own occupational taxes, so a Hopkinsville job can come out ahead locally. At $75,000 the city tax is $563 less than a Lexington resident pays and $150 less than a Louisville resident, and $262 more than Henderson's 1.65%. The Bowling Green calculator shows the nearest larger city.

Tips for Hopkinsville paychecks

  1. Clarksville job? Cover your Kentucky tax

    A Clarksville employer may withhold nothing for Kentucky. Ask yours to withhold Kentucky tax or make estimated payments.

  2. Confirm the job site is inside the city

    Industrial sites around Hopkinsville are not all inside city limits. A workplace outside the city avoids the 2% tax entirely, because Christian County has no payroll tax.

  3. Tennessee commuters should file Kentucky returns

    Kentucky taxes wages earned in Hopkinsville no matter where you live. Tennessee residents file a Kentucky nonresident return to settle the state tax.

Hopkinsville tax data

At a $75,000 salary, working in Hopkinsville costs an extra $1,500/year in local taxes compared to a Kentucky location with no local tax, bringing annual take-home down to $57,585.

Salary examples

Take-home estimates including local tax as a separate line. At $75,000, the local tax adds $1,500 per year. Use the calculator above with your actual salary for a precise estimate.

SalaryFederalStateLocalFICATake-HomeRate
$50,000$3,820$1,632$1,000$3,825$39,72379.5%
$75,000$7,670$2,507$1,500$5,738$57,58576.8%
$100,000$13,170$3,382$2,000$7,650$73,79873.8%
$150,000$24,734$5,132$3,000$11,475$105,65970.4%

Other Kentucky city pages

CityLocal rate
Louisville2.2%
Lexington2.75%
Bowling Green2%
Owensboro1.78%

Hopkinsville vs other Kentucky cities (2026)

Take-home pay for a single resident earning $75,000. Without any local tax, the same salary keeps $59,085 in Kentucky.

CityLocal rateLocal taxTake-home
Henderson1.65%$1,238$57,848
Owensboro1.78%$1,335$57,750
Elizabethtown1.95%$1,463$57,623
Frankfort1.95%$1,463$57,623
Bowling Green2%$1,500$57,585
Danville2%$1,500$57,585
Florence2%$1,500$57,585
Georgetown2%$1,500$57,585
Hopkinsville (this page)2%$1,500$57,585
Paducah2%$1,500$57,585
Richmond2%$1,500$57,585
Louisville2.2% / 1.45%$1,650$57,435
Covington2.45%$1,838$57,248
Ashland2.5%$1,875$57,210
Lexington2.75% / 2.25%$2,063$57,023

Kentucky salary and hourly breakdowns

Statewide take-home pay before Hopkinsville local tax, with every filing status and pay period.

Deeper report option

See how local taxes can change your Hopkinsville paycheck

The paid report is strongest when local wage taxes or resident-versus-work rules are creating a meaningful difference in take-home pay.

  • ✓Break out state tax versus local wage tax impact
  • ✓Show where resident and work-location rules matter
  • ✓Turn a complex location tax setup into a clearer next step
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Frequently asked questions about Hopkinsville taxes