Arizona vs Colorado Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,119 more a year in Arizona than in Colorado ($93 a month).
Arizona
2.5% flat state income tax
$60,119
take-home on $75,000 · $5,010/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›Colorado
4.4% flat state income tax
$59,000
take-home on $75,000 · $4,917/month
27th of 51 states for take-home pay
Colorado paycheck calculator ›Take-home pay in Arizona and Colorado by salary
| Salary | Arizona | Colorado | Difference |
|---|---|---|---|
| $40,000 | $33,722 | $33,268 | $454 more in Arizona |
| $50,000 | $41,507 | $40,863 | $644 more in Arizona |
| $60,000 | $49,292 | $48,458 | $834 more in Arizona |
| $75,000 | $60,119 | $59,000 | $1,119 more in Arizona |
| $100,000 | $77,082 | $75,488 | $1,594 more in Arizona |
| $125,000 | $93,980 | $91,911 | $2,069 more in Arizona |
| $150,000 | $110,443 | $107,899 | $2,544 more in Arizona |
| $200,000 | $144,329 | $140,835 | $3,494 more in Arizona |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $76,700 in Colorado; to match $75,000 in Colorado you would need about $73,350 in Arizona.
How Arizona and Colorado tax wages
| 2026 | Arizona | Colorado |
|---|---|---|
| Income tax | a flat 2.5% income tax | a flat 4.4% income tax |
| Top rate | 2.5% | 4.4% |
| Standard deduction | $16,100 single | Federal ($16,100 single) |
| State tax on $75k | $1,473 (2.0%) | $2,592 (3.5%) |
| Local wage taxes | No | Yes (4 modeled) |
| Reciprocity | None | None |
Moving between Arizona and Colorado
Moving from Arizona to Colorado
Moving to Colorado from Wyoming adds $2,592 of state tax at $75,000, and from Arizona $1,119. Coming from Kansas you keep $793 more, and from Utah $511 more. Colorado has no city income taxes, but a job in Denver, Aurora, Glendale, Sheridan, or Greenwood Village adds a small monthly OPT. Budget for the FAMLI premium on each paycheck, and file Form DR 0004 if the W-4 default would leave you under-withheld.
Moving from Colorado to Arizona
Moving to Arizona from California raises take-home pay by $1,192 at $75,000, and from Utah by $1,630. Coming from Nevada, you start paying state income tax: $1,473 at that salary. Arizona has no city income taxes, so the statewide figure applies whether you settle in Phoenix, Tucson, or Flagstaff. Turn in Form A-4 on your first day so your employer does not fall back on the default percentage.
Arizona paychecks in brief
Arizona taxes wages at a flat 2.5%, one of the lowest income tax rates in the country, after a standard deduction that matches the federal $16,100 in our estimate. On a $75,000 salary, a single filer sends $1,473 to the Arizona Department of Revenue and nets $60,119 for the year, which works out to $2,312 per biweekly check. Withholding is the unusual part: on Form A-4 you choose a flat percentage of each paycheck, and the default does not track your actual bill. Read the Arizona guide.
Colorado paychecks in brief
Colorado taxes income at a flat 4.4%, and it starts from your federal taxable income, so the federal $16,100 standard deduction carries straight onto the state return. A single filer earning $75,000 owes $2,592 to Colorado and takes home $59,000 a year, or $2,269 every two weeks. A few Denver-area cities add a small flat occupational privilege tax instead of an income tax: $5.75 a month in Denver. Read the Colorado guide.
Arizona vs Colorado: FAQ
Does Arizona or Colorado have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,119 more a year in Arizona than in Colorado ($93 a month). Arizona has a flat 2.5% income tax for 2026. Colorado has a flat 4.4% income tax for 2026.
What salary in Colorado equals $75,000 in Arizona?
To take home the same $60,119 that $75,000 leaves in Arizona, you would need about $76,700 in Colorado, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Arizona than in Colorado?
At $150,000 the gap is $2,544 a year: $110,443 in Arizona versus $107,899 in Colorado. With flat or no state tax, the gap grows roughly in line with salary.
What if I live in Arizona and work in Colorado?
Arizona and Colorado do not have a reciprocity agreement, so Colorado withholds tax on wages earned there and Arizona generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Arizona vs Colorado comparison?
Colorado has local wage taxes in places like Denver ($5.75/month), Greenwood Village ($2/month), Sheridan ($3/month). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.