Arizona vs Texas Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,666 more a year in Texas than in Arizona ($139 a month).
Arizona
2.5% flat state income tax
$59,926
take-home on $75,000 · $4,994/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Take-home pay in Arizona and Texas by salary
| Salary | Arizona | Texas | Difference |
|---|---|---|---|
| $40,000 | $33,529 | $34,320 | $791 more in Texas |
| $50,000 | $41,314 | $42,355 | $1,041 more in Texas |
| $60,000 | $49,099 | $50,390 | $1,291 more in Texas |
| $75,000 | $59,926 | $61,592 | $1,666 more in Texas |
| $100,000 | $76,889 | $79,180 | $2,291 more in Texas |
| $125,000 | $93,788 | $96,703 | $2,916 more in Texas |
| $150,000 | $110,250 | $113,791 | $3,541 more in Texas |
| $200,000 | $144,136 | $148,927 | $4,791 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $72,650 in Texas; to match $75,000 in Texas you would need about $77,450 in Arizona.
How Arizona and Texas tax wages
| 2026 | Arizona | Texas |
|---|---|---|
| Income tax | a flat 2.5% income tax | no state income tax |
| Top rate | 2.5% | 0% |
| Standard deduction | $8,350 single | Not applicable |
| State tax on $75k | $1,666 (2.2%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
Arizona vs Texas: FAQ
Does Arizona or Texas have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,666 more a year in Texas than in Arizona ($139 a month). Arizona has a flat 2.5% income tax for 2026. Texas has no state income tax.
What salary in Texas equals $75,000 in Arizona?
To take home the same $59,926 that $75,000 leaves in Arizona, you would need about $72,650 in Texas, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in Arizona?
At $150,000 the gap is $3,541 a year: $110,250 in Arizona versus $113,791 in Texas. With flat or no state tax, the gap grows roughly in line with salary.