Arizona vs Utah Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,709 more a year in Arizona than in Utah ($142 a month).
Arizona
2.5% flat state income tax
$59,926
take-home on $75,000 · $4,994/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›Utah
4.5% flat state income tax
$58,217
take-home on $75,000 · $4,851/month
39th of 51 states for take-home pay
Utah paycheck calculator ›Take-home pay in Arizona and Utah by salary
| Salary | Arizona | Utah | Difference |
|---|---|---|---|
| $40,000 | $33,529 | $32,520 | $1,009 more in Arizona |
| $50,000 | $41,314 | $40,105 | $1,209 more in Arizona |
| $60,000 | $49,099 | $47,690 | $1,409 more in Arizona |
| $75,000 | $59,926 | $58,217 | $1,709 more in Arizona |
| $100,000 | $76,889 | $74,680 | $2,209 more in Arizona |
| $125,000 | $93,788 | $91,078 | $2,709 more in Arizona |
| $150,000 | $110,250 | $107,041 | $3,209 more in Arizona |
| $200,000 | $144,136 | $139,927 | $4,209 more in Arizona |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $77,600 in Utah; to match $75,000 in Utah you would need about $72,500 in Arizona.
How Arizona and Utah tax wages
| 2026 | Arizona | Utah |
|---|---|---|
| Income tax | a flat 2.5% income tax | a flat 4.5% income tax |
| Top rate | 2.5% | 4.5% |
| Standard deduction | $8,350 single | None (exemptions or credits only) |
| State tax on $75k | $1,666 (2.2%) | $3,375 (4.5%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
| 2026 change | No rate change | Utah cut its flat rate from 4.55% to 4.5%, retroactive to January 1, 2025. |
Arizona vs Utah: FAQ
Does Arizona or Utah have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,709 more a year in Arizona than in Utah ($142 a month). Arizona has a flat 2.5% income tax for 2026. Utah has a flat 4.5% income tax for 2026.
What salary in Utah equals $75,000 in Arizona?
To take home the same $59,926 that $75,000 leaves in Arizona, you would need about $77,600 in Utah, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Arizona than in Utah?
At $150,000 the gap is $3,209 a year: $110,250 in Arizona versus $107,041 in Utah. With flat or no state tax, the gap grows roughly in line with salary.
What if I live in Arizona and work in Utah?
Arizona and Utah do not have a reciprocity agreement, so Utah withholds tax on wages earned there and Arizona generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.