Georgia vs Texas Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,994 more a year in Texas than in Georgia ($249 a month).
Georgia
4.99% flat state income tax
$58,598
take-home on $75,000 · $4,883/month
36th of 51 states for take-home pay
Georgia paycheck calculator ›Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Take-home pay in Georgia and Texas by salary
| Salary | Georgia | Texas | Difference |
|---|---|---|---|
| $40,000 | $33,072 | $34,320 | $1,248 more in Texas |
| $50,000 | $40,608 | $42,355 | $1,747 more in Texas |
| $60,000 | $48,144 | $50,390 | $2,246 more in Texas |
| $75,000 | $58,598 | $61,592 | $2,994 more in Texas |
| $100,000 | $74,938 | $79,180 | $4,242 more in Texas |
| $125,000 | $91,214 | $96,703 | $5,489 more in Texas |
| $150,000 | $107,054 | $113,791 | $6,737 more in Texas |
| $200,000 | $139,695 | $148,927 | $9,232 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in Georgia you would need about $70,750 in Texas; to match $75,000 in Texas you would need about $79,600 in Georgia.
How Georgia and Texas tax wages
| 2026 | Georgia | Texas |
|---|---|---|
| Income tax | a flat 4.99% income tax | no state income tax |
| Top rate | 4.99% | 0% |
| Standard deduction | $15,000 single | Not applicable |
| State tax on $75k | $2,994 (4.0%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
| 2026 change | Georgia cut its flat rate to 4.99% for 2026 (HB 463) and raised the standard deduction to $15,000 for single filers and $30,000 for joint filers. | No rate change |
Moving between Georgia and Texas
Moving from Georgia to Texas
Moving to Texas ends state income tax withholding with your first Texas paycheck. For a single filer earning $75,000, that is $1,864 more a year than in Louisiana and $2,830 more than in Oklahoma. File a part-year return in the state you left for wages earned before the move. Then budget for what Texas charges instead: property taxes, which a homestead exemption trims, and combined state and local sales tax.
Moving from Texas to Georgia
Moving to Georgia from North Carolina or South Carolina costs a $75,000 earner a few hundred dollars a year in state tax: $510 versus North Carolina and $337 versus South Carolina. From Alabama it saves $133, and from Florida or Tennessee it costs $2,994. No Georgia city taxes wages. File a G-4 with your new employer and a part-year Georgia return for the year you arrive.
Georgia paychecks in brief
Georgia cut its flat income tax to 4.99% for 2026 under HB 463 and raised the standard deduction to $15,000 for single filers. A single filer earning $75,000 now owes $2,994 to Georgia and takes home $58,598 a year, or $2,254 every two weeks. No Georgia city or county taxes wages, but Florida and Tennessee next door take nothing at all, a $2,994 gap at that salary. Read the Georgia guide.
Texas paychecks in brief
Texas has no state income tax, so wages there lose only federal income tax, Social Security, and Medicare. A single filer earning $75,000 takes home $61,592 a year, or $2,369 every two weeks, after $7,670 of federal tax, $4,650 of Social Security, and $1,088 of Medicare. No Texas city taxes wages either, and the state constitution bars a personal income tax, so the cost of living in Texas shows up in property and sales taxes rather than on your pay stub. Read the Texas guide.
Georgia vs Texas: FAQ
Does Georgia or Texas have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,994 more a year in Texas than in Georgia ($249 a month). Georgia has a flat 4.99% income tax for 2026. Texas has no state income tax.
What salary in Texas equals $75,000 in Georgia?
To take home the same $58,598 that $75,000 leaves in Georgia, you would need about $70,750 in Texas, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in Georgia?
At $150,000 the gap is $6,737 a year: $107,054 in Georgia versus $113,791 in Texas. With flat or no state tax, the gap grows roughly in line with salary.