Alabama vs Georgia Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $133 more a year in Georgia than in Alabama ($11 a month).
Alabama
2% - 5% state income tax
$58,465
take-home on $75,000 · $4,872/month
38th of 51 states for take-home pay
Alabama paycheck calculator ›Georgia
4.99% flat state income tax
$58,598
take-home on $75,000 · $4,883/month
36th of 51 states for take-home pay
Georgia paycheck calculator ›Take-home pay in Alabama and Georgia by salary
| Salary | Alabama | Georgia | Difference |
|---|---|---|---|
| $40,000 | $32,691 | $33,072 | $381 more in Georgia |
| $50,000 | $40,286 | $40,608 | $322 more in Georgia |
| $60,000 | $47,881 | $48,144 | $263 more in Georgia |
| $75,000 | $58,465 | $58,598 | $133 more in Georgia |
| $100,000 | $75,078 | $74,938 | $140 more in Alabama |
| $125,000 | $91,630 | $91,214 | $416 more in Alabama |
| $150,000 | $107,768 | $107,054 | $714 more in Alabama |
| $200,000 | $141,004 | $139,695 | $1,309 more in Alabama |
Single filer, standard deduction, no local tax. To match $75,000 in Alabama you would need about $74,800 in Georgia; to match $75,000 in Georgia you would need about $75,200 in Alabama.
How Alabama and Georgia tax wages
| 2026 | Alabama | Georgia |
|---|---|---|
| Income tax | 3 brackets from 2% to 5% | a flat 4.99% income tax |
| Top rate | 5% | 4.99% |
| Standard deduction | $3,000 single | $15,000 single |
| State tax on $75k | $3,127 (4.2%) | $2,994 (4.0%) |
| Local wage taxes | Yes (5 modeled) | No |
| Reciprocity | None | None |
| 2026 change | No rate change | Georgia cut its flat rate to 4.99% for 2026 (HB 463) and raised the standard deduction to $15,000 for single filers and $30,000 for joint filers. |
Moving between Alabama and Georgia
Moving from Alabama to Georgia
Moving to Georgia from North Carolina or South Carolina costs a $75,000 earner a few hundred dollars a year in state tax: $510 versus North Carolina and $337 versus South Carolina. From Alabama it saves $133, and from Florida or Tennessee it costs $2,994. No Georgia city taxes wages. File a G-4 with your new employer and a part-year Georgia return for the year you arrive.
Moving from Georgia to Alabama
Moving to Alabama from Florida or Tennessee adds a state income tax of $3,127 at $75,000, since neither of those states taxes wages. Coming from Georgia, a single $75,000 earner keeps $133 less in Alabama after Georgia's 2026 rate cut. Check whether the job sits inside Birmingham, Bessemer, Gadsden, Auburn, or Opelika, where an occupational tax takes 1% to 2% of gross pay, and give your new employer a Form A-4 so state withholding starts correctly.
Alabama paychecks in brief
Alabama taxes wages at 2%, 4%, and 5%, but the 5% rate starts after only $3,000 of taxable income, so nearly all of a full-time salary is taxed at the top rate. What softens the bill is rare among states: Alabama lets you deduct the federal income tax you owe. A single filer earning $75,000 pays $3,127 to the state and takes home $58,465, or $2,249 every two weeks. Work in Birmingham, Bessemer, Gadsden, Auburn, or Opelika and a city occupational tax comes on top. Read the Alabama guide.
Georgia paychecks in brief
Georgia cut its flat income tax to 4.99% for 2026 under HB 463 and raised the standard deduction to $15,000 for single filers. A single filer earning $75,000 now owes $2,994 to Georgia and takes home $58,598 a year, or $2,254 every two weeks. No Georgia city or county taxes wages, but Florida and Tennessee next door take nothing at all, a $2,994 gap at that salary. Read the Georgia guide.
Alabama vs Georgia: FAQ
Does Alabama or Georgia have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $133 more a year in Georgia than in Alabama ($11 a month). Alabama has 3 brackets from 2% to 5% for 2026. For single filers the top 5% rate starts at $3,000 of taxable income. Georgia has a flat 4.99% income tax for 2026.
What salary in Georgia equals $75,000 in Alabama?
To take home the same $58,465 that $75,000 leaves in Alabama, you would need about $74,800 in Georgia, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Alabama than in Georgia?
At $150,000 the gap is $714 a year: $107,768 in Alabama versus $107,054 in Georgia. Progressive brackets make the difference grow faster as income rises.
What if I live in Alabama and work in Georgia?
Alabama and Georgia do not have a reciprocity agreement, so Georgia withholds tax on wages earned there and Alabama generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Alabama vs Georgia comparison?
Alabama has local wage taxes in places like Birmingham (1%), Auburn (1%), Gadsden (2%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.