Georgia vs Tennessee Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,994 more a year in Tennessee than in Georgia ($249 a month).
Georgia
4.99% flat state income tax
$58,598
take-home on $75,000 · $4,883/month
36th of 51 states for take-home pay
Georgia paycheck calculator ›Tennessee
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Tennessee paycheck calculator ›Take-home pay in Georgia and Tennessee by salary
| Salary | Georgia | Tennessee | Difference |
|---|---|---|---|
| $40,000 | $33,072 | $34,320 | $1,248 more in Tennessee |
| $50,000 | $40,608 | $42,355 | $1,747 more in Tennessee |
| $60,000 | $48,144 | $50,390 | $2,246 more in Tennessee |
| $75,000 | $58,598 | $61,592 | $2,994 more in Tennessee |
| $100,000 | $74,938 | $79,180 | $4,242 more in Tennessee |
| $125,000 | $91,214 | $96,703 | $5,489 more in Tennessee |
| $150,000 | $107,054 | $113,791 | $6,737 more in Tennessee |
| $200,000 | $139,695 | $148,927 | $9,232 more in Tennessee |
Single filer, standard deduction, no local tax. To match $75,000 in Georgia you would need about $70,750 in Tennessee; to match $75,000 in Tennessee you would need about $79,600 in Georgia.
How Georgia and Tennessee tax wages
| 2026 | Georgia | Tennessee |
|---|---|---|
| Income tax | a flat 4.99% income tax | no state income tax |
| Top rate | 4.99% | 0% |
| Standard deduction | $15,000 single | Not applicable |
| State tax on $75k | $2,994 (4.0%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
| 2026 change | Georgia cut its flat rate to 4.99% for 2026 (HB 463) and raised the standard deduction to $15,000 for single filers and $30,000 for joint filers. | No rate change |
Moving between Georgia and Tennessee
Moving from Georgia to Tennessee
Moving to Tennessee from Virginia raises take-home by $3,498 at $75,000, from Georgia by $2,994, and from Kentucky by $2,507. You will file a final part-year return in your old state but no Tennessee income tax return. The trade-off is sales tax: Tennessee's combined rates are among the highest in the country, and groceries are still taxed at a reduced state rate.
Moving from Tennessee to Georgia
Moving to Georgia from North Carolina or South Carolina costs a $75,000 earner a few hundred dollars a year in state tax: $510 versus North Carolina and $337 versus South Carolina. From Alabama it saves $133, and from Florida or Tennessee it costs $2,994. No Georgia city taxes wages. File a G-4 with your new employer and a part-year Georgia return for the year you arrive.
Georgia paychecks in brief
Georgia cut its flat income tax to 4.99% for 2026 under HB 463 and raised the standard deduction to $15,000 for single filers. A single filer earning $75,000 now owes $2,994 to Georgia and takes home $58,598 a year, or $2,254 every two weeks. No Georgia city or county taxes wages, but Florida and Tennessee next door take nothing at all, a $2,994 gap at that salary. Read the Georgia guide.
Tennessee paychecks in brief
Tennessee does not tax wages, and since the Hall tax on interest and dividends ended in 2021 it does not tax investment income either. A single filer earning $75,000 takes home $61,592, or $2,369 every two weeks, after only federal tax and FICA. That is $3,498 more than in Virginia and $2,507 more than in Kentucky. The state's constitution bars a tax on earned income, and the cost shows up instead in some of the highest combined sales tax rates in the country. Read the Tennessee guide.
Georgia vs Tennessee: FAQ
Does Georgia or Tennessee have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,994 more a year in Tennessee than in Georgia ($249 a month). Georgia has a flat 4.99% income tax for 2026. Tennessee has no state income tax.
What salary in Tennessee equals $75,000 in Georgia?
To take home the same $58,598 that $75,000 leaves in Georgia, you would need about $70,750 in Tennessee, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Tennessee than in Georgia?
At $150,000 the gap is $6,737 a year: $107,054 in Georgia versus $113,791 in Tennessee. With flat or no state tax, the gap grows roughly in line with salary.