Mississippi vs Texas Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,908 more a year in Texas than in Mississippi ($242 a month).
Mississippi
4% flat state income tax
$58,684
take-home on $75,000 · $4,890/month
32nd of 51 states for take-home pay
Mississippi paycheck calculator ›Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Take-home pay in Mississippi and Texas by salary
| Salary | Mississippi | Texas | Difference |
|---|---|---|---|
| $40,000 | $32,812 | $34,320 | $1,508 more in Texas |
| $50,000 | $40,447 | $42,355 | $1,908 more in Texas |
| $60,000 | $48,082 | $50,390 | $2,308 more in Texas |
| $75,000 | $58,684 | $61,592 | $2,908 more in Texas |
| $100,000 | $75,272 | $79,180 | $3,908 more in Texas |
| $125,000 | $91,795 | $96,703 | $4,908 more in Texas |
| $150,000 | $107,883 | $113,791 | $5,908 more in Texas |
| $200,000 | $141,019 | $148,927 | $7,908 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in Mississippi you would need about $70,850 in Texas; to match $75,000 in Texas you would need about $79,400 in Mississippi.
How Mississippi and Texas tax wages
| 2026 | Mississippi | Texas |
|---|---|---|
| Income tax | a flat 4% income tax | no state income tax |
| Top rate | 4% | 0% |
| Standard deduction | $2,300 single | Not applicable |
| State tax on $75k | $2,908 (3.9%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
| 2026 change | Mississippi cut its rate on income above $10,000 from 4.4% to 4.0% for 2026, with further cuts scheduled through 2030. | No rate change |
Mississippi vs Texas: FAQ
Does Mississippi or Texas have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,908 more a year in Texas than in Mississippi ($242 a month). Mississippi has a flat 4% income tax for 2026. Texas has no state income tax.
What salary in Texas equals $75,000 in Mississippi?
To take home the same $58,684 that $75,000 leaves in Mississippi, you would need about $70,850 in Texas, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in Mississippi?
At $150,000 the gap is $5,908 a year: $107,883 in Mississippi versus $113,791 in Texas. With flat or no state tax, the gap grows roughly in line with salary.