Mississippi vs Tennessee Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,268 more a year in Tennessee than in Mississippi ($189 a month).
Mississippi
4% flat state income tax
$59,324
take-home on $75,000 · $4,944/month
17th of 51 states for take-home pay
Mississippi paycheck calculator ›Tennessee
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Tennessee paycheck calculator ›Take-home pay in Mississippi and Tennessee by salary
| Salary | Mississippi | Tennessee | Difference |
|---|---|---|---|
| $40,000 | $33,452 | $34,320 | $868 more in Tennessee |
| $50,000 | $41,087 | $42,355 | $1,268 more in Tennessee |
| $60,000 | $48,722 | $50,390 | $1,668 more in Tennessee |
| $75,000 | $59,324 | $61,592 | $2,268 more in Tennessee |
| $100,000 | $75,912 | $79,180 | $3,268 more in Tennessee |
| $125,000 | $92,436 | $96,703 | $4,268 more in Tennessee |
| $150,000 | $108,523 | $113,791 | $5,268 more in Tennessee |
| $200,000 | $141,659 | $148,927 | $7,268 more in Tennessee |
Single filer, standard deduction, no local tax. To match $75,000 in Mississippi you would need about $71,800 in Tennessee; to match $75,000 in Tennessee you would need about $78,400 in Mississippi.
How Mississippi and Tennessee tax wages
| 2026 | Mississippi | Tennessee |
|---|---|---|
| Income tax | a flat 4% rate on income above $10,000 | no state income tax |
| Top rate | 4% | 0% |
| Standard deduction | $2,300 single | Not applicable |
| State tax on $75k | $2,268 (3.0%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
| 2026 change | Mississippi cut its rate on income above $10,000 from 4.4% to 4.0% for 2026, with further cuts scheduled through 2030. | No rate change |
Moving between Mississippi and Tennessee
Moving from Mississippi to Tennessee
Moving to Tennessee from Virginia raises take-home by $3,498 at $75,000, from Georgia by $2,994, and from Kentucky by $2,507. You will file a final part-year return in your old state but no Tennessee income tax return. The trade-off is sales tax: Tennessee's combined rates are among the highest in the country, and groceries are still taxed at a reduced state rate.
Moving from Tennessee to Mississippi
Moving to Mississippi from Alabama raises take-home pay at $75,000 by $859 a year, and the gap should grow as the state's scheduled cuts take effect; from Arkansas the gain is just $19. From Tennessee you will pay $2,268 more at that salary. There are no city income taxes to factor in, so the state rate is the only new tax on your wages. Mississippi taxes you as a part-year resident from the date you move in.
Mississippi paychecks in brief
Mississippi cut its income tax rate from 4.4% to 4% for 2026, and the first $10,000 of taxable income is still taxed at 0%. After a $2,300 standard deduction and a $6,000 personal exemption, a single filer earning $75,000 owes $2,268 to the state and takes home $59,324, or $2,282 every two weeks. More cuts are already scheduled through 2030, so Mississippi withholding should keep shrinking each January. Read the Mississippi guide.
Tennessee paychecks in brief
Tennessee does not tax wages, and since the Hall tax on interest and dividends ended in 2021 it does not tax investment income either. A single filer earning $75,000 takes home $61,592, or $2,369 every two weeks, after only federal tax and FICA. That is $3,498 more than in Virginia and $2,507 more than in Kentucky. The state's constitution bars a tax on earned income, and the cost shows up instead in some of the highest combined sales tax rates in the country. Read the Tennessee guide.
Mississippi vs Tennessee: FAQ
Does Mississippi or Tennessee have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,268 more a year in Tennessee than in Mississippi ($189 a month). Mississippi has a flat 4% rate on income above $10,000 for 2026. Tennessee has no state income tax.
What salary in Tennessee equals $75,000 in Mississippi?
To take home the same $59,324 that $75,000 leaves in Mississippi, you would need about $71,800 in Tennessee, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Tennessee than in Mississippi?
At $150,000 the gap is $5,268 a year: $108,523 in Mississippi versus $113,791 in Tennessee. With flat or no state tax, the gap grows roughly in line with salary.