Alabama vs Mississippi Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $269 more a year in Mississippi than in Alabama ($22 a month).
Alabama
2% - 5% state income tax
$58,415
take-home on $75,000 · $4,868/month
36th of 51 states for take-home pay
Alabama paycheck calculator ›Mississippi
4% flat state income tax
$58,684
take-home on $75,000 · $4,890/month
32nd of 51 states for take-home pay
Mississippi paycheck calculator ›Take-home pay in Alabama and Mississippi by salary
| Salary | Alabama | Mississippi | Difference |
|---|---|---|---|
| $40,000 | $32,641 | $32,812 | $171 more in Mississippi |
| $50,000 | $40,236 | $40,447 | $211 more in Mississippi |
| $60,000 | $47,831 | $48,082 | $251 more in Mississippi |
| $75,000 | $58,415 | $58,684 | $269 more in Mississippi |
| $100,000 | $75,028 | $75,272 | $244 more in Mississippi |
| $125,000 | $91,580 | $91,795 | $215 more in Mississippi |
| $150,000 | $107,718 | $107,883 | $165 more in Mississippi |
| $200,000 | $140,954 | $141,019 | $65 more in Mississippi |
Single filer, standard deduction, no local tax. To match $75,000 in Alabama you would need about $74,600 in Mississippi; to match $75,000 in Mississippi you would need about $75,400 in Alabama.
How Alabama and Mississippi tax wages
| 2026 | Alabama | Mississippi |
|---|---|---|
| Income tax | 3 brackets from 2% to 5% | a flat 4% income tax |
| Top rate | 5% | 4% |
| Standard deduction | $3,000 single | $2,300 single |
| State tax on $75k | $3,177 (4.2%) | $2,908 (3.9%) |
| Local wage taxes | Yes (5 modeled) | No |
| Reciprocity | None | None |
| 2026 change | No rate change | Mississippi cut its rate on income above $10,000 from 4.4% to 4.0% for 2026, with further cuts scheduled through 2030. |
Alabama vs Mississippi: FAQ
Does Alabama or Mississippi have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $269 more a year in Mississippi than in Alabama ($22 a month). Alabama has 3 brackets from 2% to 5% for 2026. For single filers the top 5% rate starts at $3,000 of taxable income. Mississippi has a flat 4% income tax for 2026.
What salary in Mississippi equals $75,000 in Alabama?
To take home the same $58,415 that $75,000 leaves in Alabama, you would need about $74,600 in Mississippi, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Mississippi than in Alabama?
At $150,000 the gap is $165 a year: $107,718 in Alabama versus $107,883 in Mississippi. Progressive brackets make the difference grow faster as income rises.
What if I live in Alabama and work in Mississippi?
Alabama and Mississippi do not have a reciprocity agreement, so Mississippi withholds tax on wages earned there and Alabama generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Alabama vs Mississippi comparison?
Alabama has local wage taxes in places like Birmingham (1%), Auburn (1%), Gadsden (2%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.