North Dakota vs Texas Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $203 more a year in Texas than in North Dakota ($17 a month).
North Dakota
1.95% - 2.5% state income tax
$61,389
take-home on $75,000 · $5,116/month
10th of 51 states for take-home pay
North Dakota paycheck calculator ›Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Take-home pay in North Dakota and Texas by salary
| Salary | North Dakota | Texas | Difference |
|---|---|---|---|
| $40,000 | $34,320 | $34,320 | Same |
| $50,000 | $42,355 | $42,355 | Same |
| $60,000 | $50,390 | $50,390 | Same |
| $75,000 | $61,389 | $61,592 | $203 more in Texas |
| $100,000 | $78,489 | $79,180 | $691 more in Texas |
| $125,000 | $95,525 | $96,703 | $1,178 more in Texas |
| $150,000 | $112,125 | $113,791 | $1,666 more in Texas |
| $200,000 | $146,286 | $148,927 | $2,641 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in North Dakota you would need about $74,700 in Texas; to match $75,000 in Texas you would need about $75,300 in North Dakota.
How North Dakota and Texas tax wages
| 2026 | North Dakota | Texas |
|---|---|---|
| Income tax | 2 brackets from 1.95% to 2.5% | no state income tax |
| Top rate | 2.5% | 0% |
| Standard deduction | Federal ($16,100 single) | Not applicable |
| State tax on $75k | $203 (0.3%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | Minnesota, Montana | None |
North Dakota vs Texas: FAQ
Does North Dakota or Texas have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $203 more a year in Texas than in North Dakota ($17 a month). North Dakota has 2 brackets from 1.95% to 2.5% for 2026. For single filers the top 2.5% rate starts at $244,825 of taxable income. Texas has no state income tax.
What salary in Texas equals $75,000 in North Dakota?
To take home the same $61,389 that $75,000 leaves in North Dakota, you would need about $74,700 in Texas, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in North Dakota?
At $150,000 the gap is $1,666 a year: $112,125 in North Dakota versus $113,791 in Texas. Progressive brackets make the difference grow faster as income rises.