Minnesota vs North Dakota Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,374 more a year in North Dakota than in Minnesota ($281 a month).
Minnesota
5.35% - 9.85% state income tax
$58,015
take-home on $75,000 · $4,835/month
44th of 51 states for take-home pay
Minnesota paycheck calculator ›North Dakota
1.95% - 2.5% state income tax
$61,389
take-home on $75,000 · $5,116/month
10th of 51 states for take-home pay
North Dakota paycheck calculator ›Take-home pay in Minnesota and North Dakota by salary
| Salary | Minnesota | North Dakota | Difference |
|---|---|---|---|
| $40,000 | $32,999 | $34,320 | $1,321 more in North Dakota |
| $50,000 | $40,478 | $42,355 | $1,877 more in North Dakota |
| $60,000 | $47,833 | $50,390 | $2,557 more in North Dakota |
| $75,000 | $58,015 | $61,389 | $3,374 more in North Dakota |
| $100,000 | $73,903 | $78,489 | $4,586 more in North Dakota |
| $125,000 | $89,725 | $95,525 | $5,801 more in North Dakota |
| $150,000 | $104,849 | $112,125 | $7,276 more in North Dakota |
| $200,000 | $136,060 | $146,286 | $10,226 more in North Dakota |
Single filer, standard deduction, no local tax. To match $75,000 in Minnesota you would need about $70,050 in North Dakota; to match $75,000 in North Dakota you would need about $80,300 in Minnesota.
How Minnesota and North Dakota tax wages
| 2026 | Minnesota | North Dakota |
|---|---|---|
| Income tax | 4 brackets from 5.35% to 9.85% | 2 brackets from 1.95% to 2.5% |
| Top rate | 9.85% | 2.5% |
| Standard deduction | $15,300 single | Federal ($16,100 single) |
| State tax on $75k | $3,577 (4.8%) | $203 (0.3%) |
| Local wage taxes | No | No |
| Reciprocity | Michigan, North Dakota | Minnesota, Montana |
Minnesota vs North Dakota: FAQ
Does Minnesota or North Dakota have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,374 more a year in North Dakota than in Minnesota ($281 a month). Minnesota has 4 brackets from 5.35% to 9.85% for 2026. For single filers the top 9.85% rate starts at $203,150 of taxable income. North Dakota has 2 brackets from 1.95% to 2.5% for 2026. For single filers the top 2.5% rate starts at $244,825 of taxable income.
What salary in North Dakota equals $75,000 in Minnesota?
To take home the same $58,015 that $75,000 leaves in Minnesota, you would need about $70,050 in North Dakota, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in North Dakota than in Minnesota?
At $150,000 the gap is $7,276 a year: $104,849 in Minnesota versus $112,125 in North Dakota. Progressive brackets make the difference grow faster as income rises.
Do Minnesota and North Dakota have a reciprocity agreement?
Yes. If you live in one of these states and work in the other, you can usually file a nonresident exemption form with your employer so only your home state withholds income tax.