Alabama vs Texas Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,177 more a year in Texas than in Alabama ($265 a month).
Alabama
2% - 5% state income tax
$58,415
take-home on $75,000 · $4,868/month
36th of 51 states for take-home pay
Alabama paycheck calculator ›Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Take-home pay in Alabama and Texas by salary
| Salary | Alabama | Texas | Difference |
|---|---|---|---|
| $40,000 | $32,641 | $34,320 | $1,679 more in Texas |
| $50,000 | $40,236 | $42,355 | $2,119 more in Texas |
| $60,000 | $47,831 | $50,390 | $2,559 more in Texas |
| $75,000 | $58,415 | $61,592 | $3,177 more in Texas |
| $100,000 | $75,028 | $79,180 | $4,152 more in Texas |
| $125,000 | $91,580 | $96,703 | $5,123 more in Texas |
| $150,000 | $107,718 | $113,791 | $6,073 more in Texas |
| $200,000 | $140,954 | $148,927 | $7,973 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in Alabama you would need about $70,500 in Texas; to match $75,000 in Texas you would need about $79,800 in Alabama.
How Alabama and Texas tax wages
| 2026 | Alabama | Texas |
|---|---|---|
| Income tax | 3 brackets from 2% to 5% | no state income tax |
| Top rate | 5% | 0% |
| Standard deduction | $3,000 single | Not applicable |
| State tax on $75k | $3,177 (4.2%) | $0 (0.0%) |
| Local wage taxes | Yes (5 modeled) | No |
| Reciprocity | None | None |
Alabama vs Texas: FAQ
Does Alabama or Texas have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,177 more a year in Texas than in Alabama ($265 a month). Alabama has 3 brackets from 2% to 5% for 2026. For single filers the top 5% rate starts at $3,000 of taxable income. Texas has no state income tax.
What salary in Texas equals $75,000 in Alabama?
To take home the same $58,415 that $75,000 leaves in Alabama, you would need about $70,500 in Texas, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in Alabama?
At $150,000 the gap is $6,073 a year: $107,718 in Alabama versus $113,791 in Texas. Progressive brackets make the difference grow faster as income rises.
Do local taxes change the Alabama vs Texas comparison?
Alabama has local wage taxes in places like Birmingham (1%), Auburn (1%), Gadsden (2%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.