Arizona vs Illinois Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,046 more a year in Arizona than in Illinois ($171 a month).
Arizona
2.5% flat state income tax
$59,926
take-home on $75,000 · $4,994/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›Illinois
4.95% flat state income tax
$57,880
take-home on $75,000 · $4,823/month
45th of 51 states for take-home pay
Illinois paycheck calculator ›Take-home pay in Arizona and Illinois by salary
| Salary | Arizona | Illinois | Difference |
|---|---|---|---|
| $40,000 | $33,529 | $32,340 | $1,189 more in Arizona |
| $50,000 | $41,314 | $39,880 | $1,434 more in Arizona |
| $60,000 | $49,099 | $47,420 | $1,679 more in Arizona |
| $75,000 | $59,926 | $57,880 | $2,046 more in Arizona |
| $100,000 | $76,889 | $74,230 | $2,659 more in Arizona |
| $125,000 | $93,788 | $90,516 | $3,272 more in Arizona |
| $150,000 | $110,250 | $106,366 | $3,884 more in Arizona |
| $200,000 | $144,136 | $139,027 | $5,109 more in Arizona |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $78,150 in Illinois; to match $75,000 in Illinois you would need about $72,000 in Arizona.
How Arizona and Illinois tax wages
| 2026 | Arizona | Illinois |
|---|---|---|
| Income tax | a flat 2.5% income tax | a flat 4.95% income tax |
| Top rate | 2.5% | 4.95% |
| Standard deduction | $8,350 single | None (exemptions or credits only) |
| State tax on $75k | $1,666 (2.2%) | $3,713 (5.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | Iowa, Kentucky, Michigan, Wisconsin |
Arizona vs Illinois: FAQ
Does Arizona or Illinois have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,046 more a year in Arizona than in Illinois ($171 a month). Arizona has a flat 2.5% income tax for 2026. Illinois has a flat 4.95% income tax for 2026.
What salary in Illinois equals $75,000 in Arizona?
To take home the same $59,926 that $75,000 leaves in Arizona, you would need about $78,150 in Illinois, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Arizona than in Illinois?
At $150,000 the gap is $3,884 a year: $110,250 in Arizona versus $106,366 in Illinois. With flat or no state tax, the gap grows roughly in line with salary.
What if I live in Arizona and work in Illinois?
Arizona and Illinois do not have a reciprocity agreement, so Illinois withholds tax on wages earned there and Arizona generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.