Arizona vs Massachusetts Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,084 more a year in Arizona than in Massachusetts ($174 a month).
Arizona
2.5% flat state income tax
$59,926
take-home on $75,000 · $4,994/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›Massachusetts
5% flat state income tax
$57,842
take-home on $75,000 · $4,820/month
47th of 51 states for take-home pay
Massachusetts paycheck calculator ›Take-home pay in Arizona and Massachusetts by salary
| Salary | Arizona | Massachusetts | Difference |
|---|---|---|---|
| $40,000 | $33,529 | $32,320 | $1,209 more in Arizona |
| $50,000 | $41,314 | $39,855 | $1,459 more in Arizona |
| $60,000 | $49,099 | $47,390 | $1,709 more in Arizona |
| $75,000 | $59,926 | $57,842 | $2,084 more in Arizona |
| $100,000 | $76,889 | $74,180 | $2,709 more in Arizona |
| $125,000 | $93,788 | $90,454 | $3,334 more in Arizona |
| $150,000 | $110,250 | $106,291 | $3,959 more in Arizona |
| $200,000 | $144,136 | $138,927 | $5,209 more in Arizona |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $78,200 in Massachusetts; to match $75,000 in Massachusetts you would need about $71,950 in Arizona.
How Arizona and Massachusetts tax wages
| 2026 | Arizona | Massachusetts |
|---|---|---|
| Income tax | a flat 2.5% income tax | a flat 5% income tax |
| Top rate | 2.5% | 5% |
| Standard deduction | $8,350 single | None (exemptions or credits only) |
| State tax on $75k | $1,666 (2.2%) | $3,750 (5.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
Arizona vs Massachusetts: FAQ
Does Arizona or Massachusetts have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,084 more a year in Arizona than in Massachusetts ($174 a month). Arizona has a flat 2.5% income tax for 2026. Massachusetts has a flat 5% income tax for 2026.
What salary in Massachusetts equals $75,000 in Arizona?
To take home the same $59,926 that $75,000 leaves in Arizona, you would need about $78,200 in Massachusetts, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Arizona than in Massachusetts?
At $150,000 the gap is $3,959 a year: $110,250 in Arizona versus $106,291 in Massachusetts. With flat or no state tax, the gap grows roughly in line with salary.
What if I live in Arizona and work in Massachusetts?
Arizona and Massachusetts do not have a reciprocity agreement, so Massachusetts withholds tax on wages earned there and Arizona generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.