Georgia vs Illinois Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $443 more a year in Georgia than in Illinois ($37 a month).
Georgia
5.19% flat state income tax
$58,322
take-home on $75,000 · $4,860/month
37th of 51 states for take-home pay
Georgia paycheck calculator ›Illinois
4.95% flat state income tax
$57,880
take-home on $75,000 · $4,823/month
45th of 51 states for take-home pay
Illinois paycheck calculator ›Take-home pay in Georgia and Illinois by salary
| Salary | Georgia | Illinois | Difference |
|---|---|---|---|
| $40,000 | $32,867 | $32,340 | $527 more in Georgia |
| $50,000 | $40,383 | $39,880 | $503 more in Georgia |
| $60,000 | $47,899 | $47,420 | $479 more in Georgia |
| $75,000 | $58,322 | $57,880 | $443 more in Georgia |
| $100,000 | $74,613 | $74,230 | $383 more in Georgia |
| $125,000 | $90,838 | $90,516 | $322 more in Georgia |
| $150,000 | $106,629 | $106,366 | $263 more in Georgia |
| $200,000 | $139,170 | $139,027 | $143 more in Georgia |
Single filer, standard deduction, no local tax. To match $75,000 in Georgia you would need about $75,700 in Illinois; to match $75,000 in Illinois you would need about $74,300 in Georgia.
How Georgia and Illinois tax wages
| 2026 | Georgia | Illinois |
|---|---|---|
| Income tax | a flat 5.19% income tax | a flat 4.95% income tax |
| Top rate | 5.19% | 4.95% |
| Standard deduction | $12,000 single | None (exemptions or credits only) |
| State tax on $75k | $3,270 (4.4%) | $3,713 (5.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | Iowa, Kentucky, Michigan, Wisconsin |
| 2026 change | Georgia cut its flat rate from 5.39% to 5.19%, retroactive to January 1, 2025. | No rate change |
Georgia vs Illinois: FAQ
Does Georgia or Illinois have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $443 more a year in Georgia than in Illinois ($37 a month). Georgia has a flat 5.19% income tax for 2026. Illinois has a flat 4.95% income tax for 2026.
What salary in Illinois equals $75,000 in Georgia?
To take home the same $58,322 that $75,000 leaves in Georgia, you would need about $75,700 in Illinois, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Georgia than in Illinois?
At $150,000 the gap is $263 a year: $106,629 in Georgia versus $106,366 in Illinois. With flat or no state tax, the gap grows roughly in line with salary.
What if I live in Georgia and work in Illinois?
Georgia and Illinois do not have a reciprocity agreement, so Illinois withholds tax on wages earned there and Georgia generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.